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$940,000285 days on marketActive

94825 Overseas Highway 281, Key Largo, FL 33037

Key Largo, FL 33037
4
Beds
3.5
Baths
1,540
Sq Ft
$610
$/Sq Ft
2020
Year Built
0.04 acres
Lot Size

Listing Snapshot

List Price$940,000
Price / Sq Ft$610
Beds4
Baths3.5
Living Area1,540 sqft
Lot Size0.04 acres
Year Built2020
Property Tax$5,525/yr
HOA / Condo Fee$485 / monthly
MLS #1132150910
StatusActive
Days on Market285

About This Home

A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

General Features

Property Type
Residential
Sub-type
SingleFamilyResidence
Stories
3
Direction Faces
East
Parking
Covered
Zoning
SF - Single Family
Security
SmokeDetectors,SecurityGuard
Utilities
CableAvailable
Subdivision
KEY LARGO OCEAN RESORT CO

Interior Features

Appliances
Dryer,Dishwasher,ElectricRange,Microwave,Refrigerator,Washer
Flooring
Tile
Heating
Central
Cooling
CentralAir,CeilingFans
Interior Features
LivingDiningRoom,Storage,UpperLevelPrimary
Window Features
Blinds
Furnished
Unfurnished

Exterior Features

Construction
Block
Exterior Features
Balcony,Lighting,OutdoorLivingArea
Roof
Metal
Patio / Porch
Open,Porch,Balcony
Pool
No
Pool Features
Association
Waterfront
No

Community Features

Community Features
HomeOwnersAssociation,StreetLights
Association Amenities
Clubhouse,FitnessCenter,Gated,Maintenance,Pool,Security,TennisCourts
Association Dues
$485 / monthly
MLS Area
5940 - Other Florida County

Schools

ElementaryKey Largo
MiddleKey Largo
HighCoral Shores

Map

Virtual Tour

View Virtual Tour
Listed by Jose Vigo · RE/MAX All Keys Real Estate
MLS# 1132150910 · BEACH
Information deemed reliable but not guaranteed. © 2026 BEACH.

Interested in this home?

Schedule a showing or ask a question — buyer representation is free.

Estimate Your Payment

$

20% down · Loan: $752,000

%
Est. Monthly$6,075
Principal & Interest$5,130
Property Tax$460
HOA$485

Estimate only. Does not include insurance or PMI. Rate is illustrative — contact us for current rates.

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