Palmetto Harbor Homes for Sale

Palmetto Harbor is a residential community in Stuart, Florida.

Pure Equity Realty covers Palmetto Harbor and the Stuart area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Palmetto Harbor Stuart homes for sale as of September 2026. The median asking price is $1.08M.

That is 157% above the Stuart median of $420,000. On a per-foot basis, homes here ask about $434 per square foot, compared with $274 across Stuart. So the median price buys roughly 2,500 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 121 days on the market. That tracks the Stuart average of 118 days, so pricing and terms follow the wider city market.

Homes listed in Palmetto Harbor date from 1955 to 2025. That puts them between 1 and 71 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Rentals in Palmetto Harbor have a median asking rent of $3,100 per month, across 1 active rental listing. For comparison, the Stuart median is $2,850, so rents here run 9% higher.

You can browse current Stuart rentals or ask us for a rent estimate on a specific Palmetto Harbor home.

Here is what the median Palmetto Harbor price means in Florida closing terms. At $1.08M, a 20% down payment comes to about $216,000, leaving a loan near $864,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $3,024. Next, the intangible tax of 0.2% adds about $1,728. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Palmetto Harbor median, that is about $7,560.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Palmetto Harbor listings show assignments to J.D. Parker (elementary), Stuart (middle) and Jensen Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.