Emerald Lakes Homes for Sale

Emerald Lakes is a gated community in Stuart, Martin County, Florida. Active listings are priced from $210,000 to $275,000. Homes were built between 1983 and 1984. Pure Equity lists homes in Emerald Lakes and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Emerald Lakes and the Stuart area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 6 Emerald Lakes Stuart homes for sale as of October 2026. The median asking price is $352,000. Asking prices run from $219,000 to $469,000.

That is 16% below the Stuart median of $420,000. On a per-foot basis, homes here ask about $249 per square foot, compared with $266 across Stuart. So the median price buys roughly 1,400 square feet of living area.

Listings here have averaged 44 days on the market. That is faster than the Stuart average of 118 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Emerald Lakes date from 1983 to 1984. That puts them between 42 and 43 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Emerald Lakes is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Rentals in Emerald Lakes have a median asking rent of $2,700 per month, across 3 active rental listings. For comparison, the Stuart median is $2,500, so rents here run 8% higher.

For investors, those medians imply a gross yield near 9.2% a year. However, that figure comes before HOA dues, property tax, insurance and vacancy. Also check the association documents first, because many Florida HOAs cap leases or set minimum terms.

You can browse current Stuart rentals or ask us for a rent estimate on a specific Emerald Lakes home.

Here is what the median Emerald Lakes price means in Florida closing terms. At $352,000, a 20% down payment comes to about $70,000, leaving a loan near $282,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $985. Next, the intangible tax of 0.2% adds about $563. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Emerald Lakes median, that is about $2,464.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Emerald Lakes listings show assignments to SeaWind (elementary), Murray (middle) and South Fork (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.