Willoughby Homes for Sale

Willoughby is a gated community in Stuart, Martin County, Florida. Active listings are priced from $499,000 to $1,500,000. Homes were built between 1996 and 2003. Pure Equity lists homes in Willoughby and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Willoughby and the Stuart area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 9 Willoughby Stuart homes for sale as of October 2026. The median asking price is $550,000. Asking prices run from $395,000 to $2.9M.

That is 31% above the Stuart median of $420,000. On a per-foot basis, homes here ask about $300 per square foot, compared with $266 across Stuart. So the median price buys roughly 1,850 square feet of living area.

Listings here have averaged 126 days on the market. That tracks the Stuart average of 119 days, so pricing and terms follow the wider city market.

Homes listed in Willoughby date from 1996 to 2003. That puts them between 23 and 30 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Willoughby is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Here is what the median Willoughby price means in Florida closing terms. At $550,000, a 20% down payment comes to about $110,000, leaving a loan near $440,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,540. Next, the intangible tax of 0.2% adds about $880. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Willoughby median, that is about $3,850.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Willoughby listings show assignments to Pinewood (Martin) (elementary), Dr. David L. Anderson (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.