Royal Harbour Yacht Club Homes for Sale

Royal Harbour Yacht Club is a residential community in Palmetto Bay, Florida.

Pure Equity Realty covers Royal Harbour Yacht Club and the Palmetto Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Royal Harbour Yacht Club Palmetto Bay homes for sale as of October 2026. The median asking price is $2.1M. Asking prices run from $2.0M to $2.2M.

That is 40% above the Palmetto Bay median of $1.5M. On a per-foot basis, homes here ask about $753 per square foot, compared with $553 across Palmetto Bay. So the median price buys roughly 2,800 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 138 days on the market. That is slower than the Palmetto Bay average of 99 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Royal Harbour Yacht Club date from 1990 to 2008. That puts them between 18 and 36 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Rentals in Royal Harbour Yacht Club have a median asking rent of $14,000 per month, across 2 active rental listings. For comparison, the Palmetto Bay median is $3,000, so rents here run 367% higher.

You can browse current Palmetto Bay rentals or ask us for a rent estimate on a specific Royal Harbour Yacht Club home.

Here is what the median Royal Harbour Yacht Club price means in Florida closing terms. At $2.1M, a 20% down payment comes to about $420,000, leaving a loan near $1.68M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $5,873. Next, the intangible tax of 0.2% adds about $3,356. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $12,585 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Royal Harbour Yacht Club listings show assignments to Coral Reef (Miami-Dade) (elementary), Southwood (middle) and Miami Palmetto (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.