Old Cutler Creek Homes for Sale

Old Cutler Creek is a residential community in Palmetto Bay, Florida. Active listings are currently priced from $1.6M–$1.6M.

Pure Equity Realty covers Old Cutler Creek and the Palmetto Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Old Cutler Creek Palmetto Bay homes for sale as of September 2026. The median asking price is $1.67M.

That is 12% above the Palmetto Bay median of $1.5M. On a per-foot basis, homes here ask about $528 per square foot, compared with $560 across Palmetto Bay. So the median price buys roughly 3,150 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 37 days on the market. That is faster than the Palmetto Bay average of 95 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Old Cutler Creek date from 1988, so they are about 38 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Old Cutler Creek price means in Florida closing terms. At $1.67M, a 20% down payment comes to about $334,000, leaving a loan near $1.34M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $4,676. Next, the intangible tax of 0.2% adds about $2,672. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $10,020 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Old Cutler Creek listings show assignments to Coral Reef (Miami-Dade) (elementary), Southwood (middle) and Miami Palmetto (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.