Miami Lakes - Loch Lomond Homes for Sale

Miami Lakes - Loch Lomond is an age-restricted 55+ community in Miami Lakes, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $1,400,000 to $3,200,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Miami Lakes - Loch Lomond and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Miami Lakes - Loch Lomond and the Miami Lakes area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Miami Lakes - Loch Lomond Miami Lakes homes for sale as of October 2026. The median asking price is $2.3M. Asking prices run from $2.15M to $2.45M.

That is 167% above the Miami Lakes median of $860,000. On a per-foot basis, homes here ask about $587 per square foot, compared with $413 across Miami Lakes. So the median price buys roughly 3,900 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 155 days on the market. That is slower than the Miami Lakes average of 82 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Miami Lakes - Loch Lomond date from 1966 to 2010. That puts them between 16 and 60 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Miami Lakes - Loch Lomond includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

At a median near $2.3M, Miami Lakes - Loch Lomond sits in the luxury tier of Miami Lakes. Jumbo financing and proof of funds usually come up early in these negotiations.

Rentals in Miami Lakes - Loch Lomond have a median asking rent of $25,000 per month, across 1 active rental listing. For comparison, the Miami Lakes median is $2,600, so rents here run 862% higher.

You can browse current Miami Lakes rentals or ask us for a rent estimate on a specific Miami Lakes - Loch Lomond home.

Here is what the median Miami Lakes - Loch Lomond price means in Florida closing terms. At $2.3M, a 20% down payment comes to about $460,000, leaving a loan near $1.84M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $6,440. Next, the intangible tax of 0.2% adds about $3,680. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $13,800 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Miami Lakes - Loch Lomond listings show assignments to Miami Lakes K-8 (elementary) and Hialeah-Miami Lakes (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.