Umbra Gardens Homes for Sale

Umbra Gardens is a residential community in Lauderdale Lakes, Florida.

Pure Equity Realty covers Umbra Gardens and the Lauderdale Lakes area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Umbra Gardens Lauderdale Lakes homes for sale as of October 2026. The median asking price is $107,000. Asking prices run from $85,000 to $129,000.

That is 10% below the Lauderdale Lakes median of $119,000. On a per-foot basis, homes here ask about $130 per square foot, roughly in line with the city at $132. So the median price buys roughly 800 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 177 days on the market. That tracks the Lauderdale Lakes average of 170 days, so pricing and terms follow the wider city market.

Homes listed in Umbra Gardens date from 1974, so they are about 52 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Umbra Gardens is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Umbra Gardens price means in Florida closing terms. At $107,000, a 20% down payment comes to about $21,000, leaving a loan near $86,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $299. Next, the intangible tax of 0.2% adds about $171. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Umbra Gardens median, that is about $749.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Umbra Gardens listings show assignments to Park Lakes (elementary), Lauderdale Lakes (middle) and Boyd H. Anderson (high). However, boundaries can change each year, so confirm the assignment for a specific address with Broward County Public Schools.