Sea Palms Homes for Sale

Sea Palms Condominium is a waterfront community in Hutchinson Island, St. Lucie County, Florida. Active listings are priced from $359,000 to $374,900. Homes were built starting 1974. Pure Equity lists homes in Sea Palms and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Sea Palms and the Hutchinson Island area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Sea Palms Hutchinson Island homes for sale as of October 2026. The median asking price is $380,000. Asking prices run from $359,000 to $410,000.

That is 36% below the Hutchinson Island median of $595,000. On a per-foot basis, homes here ask about $365 per square foot, roughly in line with the city at $367. So the median price buys roughly 1,050 square feet of living area.

Listings here have averaged 209 days on the market. That tracks the Hutchinson Island average of 203 days, so pricing and terms follow the wider city market.

Homes listed in Sea Palms date from 1974, so they are about 52 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Sea Palms includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Sea Palms is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Sea Palms price means in Florida closing terms. At $380,000, a 20% down payment comes to about $76,000, leaving a loan near $304,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,064. Next, the intangible tax of 0.2% adds about $608. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Sea Palms median, that is about $2,660.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.