Queen S Cove Homes for Sale

Queen S Cove is a residential community in Hutchinson Island, Florida.

Pure Equity Realty covers Queen S Cove and the Hutchinson Island area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Queen S Cove Hutchinson Island homes for sale as of October 2026. The median asking price is $1.4M. Asking prices run from $1.2M to $1.59M.

That is 141% above the Hutchinson Island median of $580,000. On a per-foot basis, homes here ask about $688 per square foot, compared with $365 across Hutchinson Island. So the median price buys roughly 2,050 square feet of living area.

Listings here have averaged 75 days on the market. That is faster than the Hutchinson Island average of 225 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Queen S Cove date from 1980 to 2002. That puts them between 24 and 46 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Queen S Cove price means in Florida closing terms. At $1.4M, a 20% down payment comes to about $279,000, leaving a loan near $1.12M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $3,906. Next, the intangible tax of 0.2% adds about $2,232. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Queen S Cove median, that is about $9,765.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.