Mortgage Capital by Pure Equity.
FHA, VA, Conventional, DSCR, Non-QM, and Jumbo loans. Pre-approval in as little as 24 hours. One team, one transaction, fewer surprises.
Your agent and lender on the same team.
When your real estate agent and mortgage originator work under the same roof, communication is instant and timelines are tighter. That means fewer last-minute surprises and fewer closing delays.
Coordinated Timeline
Your agent and loan officer share the same transaction calendar. No phone tag between siloed companies.
Faster Pre-Approval
Start your application today and receive a pre-approval letter in as little as 24 hours.
Competitive Rates
We shop multiple lenders on your behalf and can often beat what the builder's preferred lender quotes.
Direct Communication
Talk to your actual loan officer, not a call center — throughout every step of your transaction.
Florida mortgage rates — updated weekly
| Loan Type | Rate (APR) | Down Payment |
|---|---|---|
| FHA 30-Year Fixed | From 6.25% | 3.5% |
| Conventional 30-Year Fixed | From 6.50% | 5% |
| Conventional 15-Year Fixed | From 5.99% | 5% |
| VA 30-Year Fixed | From 5.99% | $0 |
| DSCR (Investor) | From 7.25% | 20% |
| Jumbo 30-Year Fixed | From 6.75% | 10% |
| Non-QM / Bank Statement | From 7.50% | 10% |
Rates shown are indicative and change daily. Your actual rate depends on credit score, loan-to-value, property type, and market conditions. Contact us for a personalized rate quote. Not a commitment to lend.
Submit Application
Fill out the form. Takes about 10 minutes. We review same-day.
Pre-Approval Letter
Receive your pre-approval within 24 hours, ready for offer submission.
Home Shopping
Your agent and loan officer coordinate every showing and offer in real-time.
Close in ~30 Days
Direct processing means we hit target close dates without external delays.
Onias is the Broker/Owner of Pure Equity Realty and a licensed mortgage originator in Florida. With over a decade of experience in South Florida real estate and lending, he leads a bilingual team (English, Spanish, Haitian Creole) that closes both real estate and mortgage transactions under one roof — eliminating communication gaps and closing delays.
Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval, underwriting guidelines, and property appraisal. NMLS# 1859012. RE License# BK3276618. Licensed in Florida. Rates and programs subject to change without notice.
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE (RESPA §8): Pure Equity Realty and Mortgage Capital are affiliated businesses under common ownership. Because of this relationship, referrals between these companies may provide a financial benefit to the referring party. You are NOT required to use Mortgage Capital as a condition of your real estate transaction. You are free to shop for these services and select the provider of your choice.
Ready to get pre-approved?
Start your application today. Pre-approval letter in as little as 24 hours.
Start Pre-ApprovalExplore all mortgage loan types we offer in Florida.