PMI Removal Calculator
Find out exactly when you can cancel private mortgage insurance — based on your loan paydown schedule and home appreciation.
Loan Details
PMI Removed In
3.0 years
Based on paydown + 3%/yr appreciation
Homeowners Protection Act: You can request PMI cancellation when your loan reaches 80% LTV. Lenders must automatically cancel at 78% LTV based on original schedule.
Want to eliminate PMI faster? Ask about options.
Talk to a Pure Equity Realty mortgage specialist — no obligation.
Get Pre-Approved Free →Free Tools
More Calculators
Mortgage Payment
Calculate your monthly P&I based on price, down payment, rate, and term.
Amortization Schedule
See the full month-by-month breakdown of principal, interest, and balance.
Home Affordability
Find out how much house you can afford based on your income, debts, and down payment.
Refinance Break-Even
Compare your current loan to a new one and see how long until savings offset closing costs.
Rent vs. Buy
Compare the true 5, 10, and 30-year cost of renting versus buying in Florida.
Bi-Weekly Payments
See how paying every two weeks can save thousands in interest and years off your loan.
ARM vs. Fixed Rate
Compare adjustable-rate and fixed-rate mortgages side by side over your ownership period.
15 vs. 30 Year Mortgage
Side-by-side comparison of 15-year vs. 30-year mortgages — interest, payment, equity.
FHA Loan Calculator
Calculate FHA payments including MIP, total loan cost, and 3.5% down payment.
VA Loan Calculator
Estimate VA loan payments including the funding fee and savings from no PMI.
HELOC Calculator
Calculate home equity line of credit draw and repayment based on your available equity.
Debt-to-Income Ratio
Calculate your front-end and back-end DTI ratio to see if you qualify for a mortgage.
Closing Costs (Florida)
Estimate Florida-specific closing costs including doc stamps, title insurance, and more.
Cash-Out Refinance
Calculate your new loan amount, monthly payment, and cash from a cash-out refinance.
Investment Property ROI
Analyze cap rate, cash-on-cash return, and gross yield for Florida rental properties.
Compound Interest
See how regular contributions grow over time with compound interest — great for down payment savings.