Florida Mortgage Calculator
Florida mortgage calculator. Estimate your payment.
Calculate your full monthly payment — principal, interest, property taxes, homeowner's insurance, HOA, flood insurance, and PMI. Built for South Florida buyers.
Enter your loan details
Results update as you type or drag.
$
Purchase price of the home
$
%
✓ No PMI required
7.000%
1.10% / yr
FL avg: ~1.0–1.3% of assessed value
$
FL avg: $2,500–$6,000+/yr
$
Most South FL communities have HOA
$
Required in FEMA flood zones
$360,000
Loan Amount
$502,232
Total Interest
$1,118,732
Total Cost
Estimated Monthly Payment
$3,108
Principal, Interest, Tax, Insurance, HOA
P&I$2,395
Property Tax$413
Insurance$300
Principal & Interest$2,395/mo
Property Tax (1.10%)$413/mo
Homeowner's Insurance$300/mo
Total Monthly Payment$3,108/mo
* Estimates for informational purposes only. Actual rates, taxes, and insurance costs vary. Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval.
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