Cielo On The Bay Homes for Sale

Cielo On The Bay Condo is an age-restricted 55+ community in North Bay Village, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $1,300,000 to $1,600,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Cielo On The Bay and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Cielo On The Bay and the North Bay Village area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Cielo On The Bay North Bay Village homes for sale as of October 2026. The median asking price is $1.19M. Asking prices run from $1.18M to $1.2M.

That is 176% above the North Bay Village median of $430,000. On a per-foot basis, homes here ask about $632 per square foot, compared with $436 across North Bay Village. So the median price buys roughly 1,900 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 105 days on the market. That is faster than the North Bay Village average of 196 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Cielo On The Bay date from 2009, so they are about 17 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Cielo On The Bay includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Cielo On The Bay is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

At a median near $1.19M, Cielo On The Bay sits in the luxury tier of North Bay Village. Jumbo financing and proof of funds usually come up early in these negotiations.

Here is what the median Cielo On The Bay price means in Florida closing terms. At $1.19M, a 20% down payment comes to about $237,000, leaving a loan near $948,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $3,318. Next, the intangible tax of 0.2% adds about $1,896. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $7,110 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cielo On The Bay listings show assignments to Treasure Island (elementary), Miami Beach Nautilus (middle) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.