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Cutler Bay, FL

FHA-Approved Condos in Cutler Bay

Condos approved for FHA financing in Cutler Bay, Florida. Browse active MLS listings and communities with List & Sell FL.

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Cutler Bay
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Active Listings

48 active listings

3 bedroom home for sale at 22621 88th, Cutler Bay, FL 33190 — $310,000
$310,000
Active
1d
$310,000
22621 88th #106-8
Cutler Bay, FL 33190
3 bd2 ba1,018 sqft
The Courts At Bayshore Ii
2 bedroom home for sale at 8670 212th, Cutler Bay, FL 33189 — $265,000
$265,000
Active
$265,000
8670 212th #105
Cutler Bay, FL 33189
2 bd2 ba1,113 sqft
Le Club At Old Cutler Con
home for sale at 21121 85th, Cutler Bay, FL 33189 — $169,990
$169,990
Active
2d
$169,990
21121 85th #308
Cutler Bay, FL 33189
1 ba543 sqft
Cove Condo Phase I
2 bedroom home for sale at 22801 88th, Cutler Bay, FL 33190 — $270,000
$270,000
Active
$270,000
22801 88th #203
Cutler Bay, FL 33190
2 bd2 ba817 sqft
The Courts At Bayshore Ii
2 bedroom home for sale at 10350 220th, Cutler Bay, FL 33190 — $190,000
$190,000
Active
2d
$190,000
10350 220th #241
Cutler Bay, FL 33190
2 bd2 ba940 sqft
Cutler Creek Village Cond
1 bedroom home for sale at 8660 212th, Cutler Bay, FL 33189 — $210,000
$210,000
Active
16d
$210,000
8660 212th #306
Cutler Bay, FL 33189
1 bd1 ba813 sqft
Le Club At Old Cutler Con
2 bedroom home for sale at 21121 85th, Cutler Bay, FL 33189 — $265,000
$265,000
Active
$265,000
21121 85th #311
Cutler Bay, FL 33189
2 bd2 ba1,192 sqft
Cove Condo Phase I
2 bedroom home for sale at 21130 87th, Cutler Bay, FL 33189 — $315,000
$315,000
Active
$315,000
21130 87th #304
Cutler Bay, FL 33189
2 bd2 ba991 sqft
Cutler Lakes Condo
1 bedroom home for sale at 8600 212th, Cutler Bay, FL 33189 — $215,000
$215,000
Active
4d
$215,000
8600 212th #105
Cutler Bay, FL 33189
1 bd1 ba813 sqft
Le Club At Old Cutler Con
2 bedroom home for sale at 11060 196th, Cutler Bay, FL 33157 — $225,000
$225,000
Active
$225,000
11060 196th #110
Cutler Bay, FL 33157
2 bd2 ba809 sqft
Paradise Pointe Condo
3 bedroom home for sale at 22301 88th, Cutler Bay, FL 33190 — $310,000
$310,000
Active
25d
$310,000
22301 88th #304-3
Cutler Bay, FL 33190
3 bd2 ba1,264 sqft
The Courts At Bayshore Ii
3 bedroom home for sale at 22441 88th, Cutler Bay, FL 33190 — $309,900
$309,900
Active
11d
$309,900
22441 88th #201-5
Cutler Bay, FL 33190
3 bd2 ba1,032 sqft
The Courts At Bayshore Ii
1 bedroom home for sale at 10370 220th, Cutler Bay, FL 33190 — $155,000
$155,000
Active
33d
$155,000
10370 220th #228
Cutler Bay, FL 33190
1 bd1 ba670 sqft
Cutler Creek Village Cond
1 bedroom home for sale at 10350 220th, Cutler Bay, FL 33190 — $194,900
$194,900
Active
39d
$194,900
10350 220th #144
Cutler Bay, FL 33190
1 bd1 ba670 sqft
Cutler Creek Village Cond
3 bedroom home for sale at 9249 227th, Cutler Bay, FL 33190 — $325,000
$325,000
Active
45d
$325,000
9249 227th #8-22
Cutler Bay, FL 33190
3 bd2.5 ba1,325 sqft
The Shores Condo No 1
2 bedroom home for sale at 9760 184th, Cutler Bay, FL 33157 — $199,000
$199,000
Active
22d
$199,000
9760 184th #12D
Cutler Bay, FL 33157
2 bd1 ba765 sqft
Villas At Cutler Bay Cond
3 bedroom home for sale at 22911 88th, Cutler Bay, FL 33190 — $339,000
$339,000
Active
54d
$339,000
22911 88th #7-21
Cutler Bay, FL 33190
3 bd2.5 ba1,383 sqft
The Courts At Bayshore I
2 bedroom home for sale at 8200 210th, Cutler Bay, FL 33189 — $236,900
$236,900
Active
60d
$236,900
8200 210th #111
Cutler Bay, FL 33189
2 bd2 ba980 sqft
Saga Bay Gardens Condo
1 bedroom home for sale at 8600 212th, Cutler Bay, FL 33189 — $225,000
$225,000
Active
26d
$225,000
8600 212th #208
Cutler Bay, FL 33189
1 bd1 ba813 sqft
Le Club At Old Cutler Con
3 bedroom home for sale at 22721 88th, Cutler Bay, FL 33190 — $339,000
$339,000
Active
63d
$339,000
22721 88th #9-19
Cutler Bay, FL 33190
3 bd2.5 ba1,383 sqft
The Courts At Bayshore I
2 bedroom home for sale at 19500 103rd, Cutler Bay, FL 33157 — $325,000
$325,000
Active
64d
$325,000
19500 103rd #1-9
Cutler Bay, FL 33157
2 bd2.5 ba1,020 sqft
Point Royale Buildings Ni
1 bedroom home for sale at 8660 212th, Cutler Bay, FL 33189 — $230,000
$230,000
Active
41d
$230,000
8660 212th #108
Cutler Bay, FL 33189
1 bd1 ba813 sqft
Le Club At Old Cutler Con
2 bedroom home for sale at 22801 88th, Cutler Bay, FL 33190 — $269,000
$269,000
Active
75d
$269,000
22801 88th #202
Cutler Bay, FL 33190
2 bd2 ba817 sqft
The Courts At Bayshore Ii
2 bedroom home for sale at 22551 88th, Cutler Bay, FL 33190 — $290,000
$290,000
Active
77d
$290,000
22551 88th #203-1
Cutler Bay, FL 33190
2 bd2 ba817 sqft
The Courts At Bayshore Ii

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in Cutler Bay

FHA-Approved Condos in Cutler Bay, FL

FHA-Approved Condos in Cutler Bay, Florida, cover a range of options in County. Condominiums in Cutler Bay offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in Cutler Bay FAQ

Are condos in Cutler Bay FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Cutler Bay cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Cutler Bay?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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