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Cutler Bay, FL

Investment Properties in Cutler Bay

Income-producing properties and rental investments in Cutler Bay, Florida. Browse active MLS listings and communities with List & Sell FL.

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Cutler Bay
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1%
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Active Listings

242 active listings

3 bedroom home for sale at 9980 Marlin, Cutler Bay, FL 33157 — $579,000
$579,000
Active
1d
$579,000
9980 Marlin
Cutler Bay, FL 33157
3 bd2 ba1,360 sqft
Bel Aire Sec 4
5 bedroom home for sale at 7846 195th, Cutler Bay, FL 33157 — $1,155,000
$1,155,000
Active
$1,155,000
7846 195th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
3 bedroom home for sale at 9064 215th, Cutler Bay, FL 33189 — $499,000
$499,000
Active
$499,000
9064 215th
Cutler Bay, FL 33189
3 bd2 ba1,561 sqft
Lakes By The Bay Sec 8
3 bedroom home for sale at 7914 199th, Cutler Bay, FL 33189 — $1,100,000
$1,100,000
Active
1d
$1,100,000
7914 199th
Cutler Bay, FL 33189
3 bd2 ba3,206 sqft
Saga Bay Sec 1 Pt 9
3 bedroom home for sale at 10198 203rd, Cutler Bay, FL 33189 — $749,200
$749,200
Active
$749,200
10198 203rd
Cutler Bay, FL 33189
3 bd2 ba2,266 sqft
Bel Aire Sec 6
3 bedroom home for sale at 8932 Ridgeland, Cutler Bay, FL 33157 — $675,000
$675,000
Active
1d
$675,000
8932 Ridgeland
Cutler Bay, FL 33157
3 bd2 ba1,320 sqft
Whispering Pines Estates
3 bedroom home for sale at 8879 227th, Cutler Bay, FL 33190 — $519,000
$519,000
Active
$519,000
8879 227th
Cutler Bay, FL 33190
3 bd2.5 ba1,895 sqft
Trellis At Bayshore
3 bedroom home for sale at 22201 103rd, Cutler Bay, FL 33190 — $399,000
$399,000
Active
$399,000
22201 103rd
Cutler Bay, FL 33190
3 bd2.5 ba1,518 sqft
Black Creek Villas
3 bedroom home for sale at 10024 222nd, Cutler Bay, FL 33190 — $479,000
$479,000
Active
$479,000
10024 222nd
Cutler Bay, FL 33190
3 bd2 ba1,248 sqft
Lakes By The Bay Sec 6
3 bedroom home for sale at 22567 102ND, Cutler Bay, FL 33190 — $570,000
$570,000
Active
8d
$570,000
22567 102ND
Cutler Bay, FL 33190
3 bd2 ba1,480 sqft
Herfa Sub
2 bedroom home for sale at 11060 196th, Cutler Bay, FL 33157 — $210,000
$210,000
Active
1d
$210,000
11060 196th #303
Cutler Bay, FL 33157
2 bd2 ba809 sqft
Paradise Pointe Condo
3 bedroom home for sale at 8721 191st, Cutler Bay, FL 33157 — $849,000
$849,000
Active
1d
$849,000
8721 191st
Cutler Bay, FL 33157
3 bd1 ba2,059 sqft
Whispering Pines Estates
3 bedroom home for sale at 8950 215TH, Cutler Bay, FL 33189 — $599,000
$599,000
Active
3d
$599,000
8950 215TH
Cutler Bay, FL 33189
3 bd2 ba1,420 sqft
Precious Homes At Lakes By Bay
3 bedroom home for sale at 20816 103rd, Cutler Bay, FL 33189 — $455,000
$455,000
Active
2d
$455,000
20816 103rd
Cutler Bay, FL 33189
3 bd2 ba1,225 sqft
Cutler Creek Club Sec 1
3 bedroom home for sale at 18674 100th, Cutler Bay, FL 33157 — $330,000
$330,000
Active
2d
$330,000
18674 100th #18674
Cutler Bay, FL 33157
3 bd3 ba1,280 sqft
Royale Point-Townvillas C
3 bedroom home for sale at 8920 197th, Cutler Bay, FL 33157 — $634,900
$634,900
Active
$634,900
8920 197th
Cutler Bay, FL 33157
3 bd2 ba1,682 sqft
Whispering Pines Estates
3 bedroom home for sale at 19715 87th, Cutler Bay, FL 33157 — $649,000
$649,000
Active
2d
$649,000
19715 87th
Cutler Bay, FL 33157
3 bd2 ba1,542 sqft
Beautiful Pines
4 bedroom home for sale at 20221 85th, Cutler Bay, FL 33189 — $719,900
$719,900
Active
4d
$719,900
20221 85th
Cutler Bay, FL 33189
4 bd2 ba1,782 sqft
Century Star Sub
3 bedroom home for sale at 20565 80th, Cutler Bay, FL 33189 — $700,000
$700,000
Active
1d
$700,000
20565 80th
Cutler Bay, FL 33189
3 bd2 ba2,017 sqft
Saga Bay Sec 1 Pt 7
3 bedroom home for sale at 19700 87th, Cutler Bay, FL 33157 — $575,000
$575,000
Active
1d
$575,000
19700 87th
Cutler Bay, FL 33157
3 bd2 ba1,693 sqft
Beautiful Pines
4 bedroom home for sale at 8065 205th, Cutler Bay, FL 33189 — $699,000
$699,000
Active
4d
$699,000
8065 205th
Cutler Bay, FL 33189
4 bd2 ba1,978 sqft
Saga Bay Sec 1 Pt 7
4 bedroom home for sale at 20205 79th, Cutler Bay, FL 33189 — $699,000
$699,000
Active
5d
$699,000
20205 79th
Cutler Bay, FL 33189
4 bd3 ba2,315 sqft
Saga Bay Sec 1 Pt 7
5 bedroom home for sale at 7876 194th, Cutler Bay, FL 33157 — $1,289,000
$1,289,000
Active
1d
$1,289,000
7876 194th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
5 bedroom home for sale at 7956 195th, Cutler Bay, FL 33157 — $1,250,000
$1,250,000
Active
$1,250,000
7956 195th
Cutler Bay, FL 33157
5 bd4.5 ba3,399 sqft
Cutler Cay

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About Investment Properties in Cutler Bay

Investment Properties in Cutler Bay, FL

Looking for investment properties in Cutler Bay? Here is what to know about this part of the County market. Investment and multi-family properties in Cutler Bay range from single-family rentals to two-, three-, and four-unit buildings across County. A two-to-four-unit property can be owner-occupied with one unit while the others help cover the payment, a strategy often called house-hacking.

Financing options go beyond a standard mortgage: FHA covers owner-occupied 2-to-4-unit buildings with a low down payment, and DSCR loans qualify on the property's rental income rather than your tax returns. Run the numbers on rent versus price, budget for insurance and maintenance, and understand Florida landlord basics before you buy.

Frequently Asked Questions

Investment Properties in Cutler Bay FAQ

How do I finance an investment property in Cutler Bay?+
Options include conventional investor loans, FHA for owner-occupied 2-to-4-unit buildings at a low down payment, and DSCR loans that qualify on rental income with no tax returns. The right one depends on whether you will live in a unit.
What is house-hacking a duplex or triplex in Cutler Bay?+
You live in one unit and rent the others, using the rental income to offset your mortgage. FHA financing at a low down payment makes owner-occupied 2-to-4-unit buildings a common path.
How do I evaluate a Cutler Bay rental's return?+
Compare the expected rent to the purchase price and operating costs to estimate the cap rate and cash flow. We can share rent comparables and recent sales for the specific building type.
Do I need a property manager for a County rental?+
Not necessarily, but many out-of-area owners use one. Factor management cost into your return if you will not self-manage.
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