Cocoplum Terr Homes for Sale

Cocoplum Terr is a residential community in South Miami, Florida. Active listings are currently priced from $4.9M–$5.1M.

Pure Equity Realty covers Cocoplum Terr and the South Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Cocoplum Terr South Miami homes for sale as of October 2026. The median asking price is $5.04M. Asking prices run from $4.95M to $5.13M.

That is 303% above the South Miami median of $1.25M. On a per-foot basis, homes here ask about $1,202 per square foot, compared with $658 across South Miami. So the median price buys roughly 4,200 square feet of living area.

Listings here have averaged 281 days on the market. That is slower than the South Miami average of 126 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Cocoplum Terr date from 1950, so they are about 76 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Cocoplum Terr price means in Florida closing terms. At $5.04M, a 20% down payment comes to about $1.01M, leaving a loan near $4.03M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $14,104. Next, the intangible tax of 0.2% adds about $8,059. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $30,222 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cocoplum Terr listings show assignments to South Miami K-8 (elementary), South Miami (middle) and South Miami (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.