Fisherman S Cove Homes for Sale

Fisherman S Cove is a residential community in Key Largo, Florida.

Pure Equity Realty covers Fisherman S Cove and the Key Largo area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Fisherman S Cove Key Largo homes for sale as of October 2026. The median asking price is $284,000. Asking prices run from $279,000 to $289,000.

That is 67% below the Key Largo median of $859,000. On a per-foot basis, homes here ask about $123 per square foot, compared with $672 across Key Largo. So the median price buys roughly 2,300 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 88 days on the market. That is faster than the Key Largo average of 171 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Fisherman S Cove date from 2008, so they are about 18 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Fisherman S Cove price means in Florida closing terms. At $284,000, a 20% down payment comes to about $57,000, leaving a loan near $227,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $795. Next, the intangible tax of 0.2% adds about $454. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Fisherman S Cove median, that is about $1,988.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Fisherman S Cove listings show assignments to Key Largo (elementary), Key Largo (middle) and Coral Shores (high). However, boundaries can change each year, so confirm the assignment for a specific address with the county school district.