$1,725,000
Active
5d
$1,725,000
130 Lorelane
Key Largo, FL 33037
3 bd2 ba0 sqft
Key Largo Ocean Shores
Key Largo, FL
55+ Communities in Key Largo
Active adult communities for residents 55 and older in Key Largo, Florida. Browse active MLS listings and communities with List & Sell FL.
0
Communities
Key Largo
City
1%
Listing Fee
Active Listings
39 active listings
$949,000
Active
8d
$949,000
111 Ocean Bay
Key Largo, FL 33037
3 bd2 ba1,328 sqft
Buttonwood Shores Add
$680,000
Active
9d
$680,000
35 Dolphin
Key Largo, FL 33037
2 bd1 ba759 sqft
Bowens Add Riviera Villag
$1,045,000
Active
11d
$1,045,000
26 Shoreland
Key Largo, FL 33037
3 bd2 ba1,664 sqft
Anglers Park Shores
$4,799,000
Active
16d
$4,799,000
1200 Mockingbird
Key Largo, FL 33037
5 bd3 ba2,400 sqft
Lime Grove Estate Sec 1
$990,000
Active
17d
$990,000
147 Ocean Shores
Key Largo, FL 33037
3 bd3.5 ba1,874 sqft
Key Largo Ocean Shores Ad
$2,200,000
Active
25d
$2,200,000
1217 Mockingbird
Key Largo, FL 33037
4 bd3 ba2,328 sqft
Santi Heights
$465,000
Active
24d
$465,000
222 Cuba
Key Largo, FL 33070
3 bd2 ba1,620 sqft
Harris Ocean Park Estates
$1,999,000
Active
28d
$1,999,000
862 Cardinal
Key Largo, FL 33037
4 bd4 ba0 sqft
Winston Waterway
$365,000
Active
28d
$365,000
325 Calusa #259
Key Largo, FL 33037
2 bd1 ba0 sqft
Calusa Campground
$449,000
Active
28d
$449,000
812 Silver
Key Largo, FL 33037
3 bd2 ba864 sqft
Silver Shores Mobile Home
$969,000
Active
52d
$969,000
94825 Oversea
Key Largo, FL 33037
3 bd3 ba1,428 sqft
Key Largo Ocean Resort Co
$925,000
Active
55d
$925,000
88 Marina
Key Largo, FL 33037
4 bd3 ba1,440 sqft
Port Largo
$59,000
Active
57d
$59,000
299 Morris
Key Largo, FL 33037
1 bd1 ba0 sqft
Monroe Park
$1,350,000
Active
61d
$1,350,000
350 Hazel
Key Largo, FL 33037
4 bd2 ba1,620 sqft
Monroe Park
$3,800,000
Active
59d
$3,800,000
141 Grassy
Key Largo, FL 33037
5 bd5 ba3,773 sqft
Lake Surprise Estates
$415,000
Active
74d
$415,000
325 Calusa
Key Largo, FL 33037
3 bd1 ba0 sqft
Calusa Campground
$1,190,000
Active
80d
$1,190,000
646 Cabrera
Key Largo, FL 33037
5 bd3 ba1,305 sqft
South Creek Village
$620,000
Active
84d
$620,000
980 Oleander
Key Largo, FL 33037
3 bd2 ba1,008 sqft
Winston Park
$975,000
Active
86d
$975,000
94825 Overseas
Key Largo, FL 33037
3 bd2 ba1,572 sqft
Key Largo Ocean Resort Co
$665,000
Active
88d
$665,000
664 Colson
Key Largo, FL 33037
4 bd2 ba1,314 sqft
Twin Lakes
$8,550,000
Active
88d
$8,550,000
39 Mutiny
Key Largo, FL 33037
6 bd5.5 ba4,404 sqft
Buccaneer Pt (Largo Sound
$735,000
Active
98d
$735,000
53 Bonefish
Key Largo, FL 33037
3 bd2 ba1,120 sqft
Largo Sound Park
$779,000
Active
114d
$779,000
68 Coral
Key Largo, FL 33037
3 bd2 ba1,552 sqft
Paradise Point
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
About 55+ Communities in Key Largo
55+ Communities in Key Largo, FL
55+ Communities are a distinct slice of the Key Largo, County market. A 55-and-over community is an age-restricted neighborhood built around a low-maintenance, amenity-rich lifestyle. Most center on a clubhouse with a fitness center, pools, courts for tennis or pickleball, and a full calendar of clubs and social events run with a lifestyle director. Florida is one of the most popular places in the country for active adult living, and Key Largo in County offers a range of options, from attainable villas to gated resort communities with golf.
Under the federal Housing for Older Persons Act, at least one resident in each home must usually be 55 or older, and the community keeps at least 80% of its homes occupied by someone in that age group. Rules on younger spouses, adult children, and guests vary, so confirm them before you buy. Expect an HOA fee that funds the amenities and often lawn care and exterior upkeep, and ask how often it has risen and whether reserves are healthy. Homes are generally single-story or have a first-floor primary suite. Visiting more than once, at different times of day, is the best way to gauge the social scene in a Key Largo community.
Frequently Asked Questions
55+ Communities in Key Largo FAQ
What is the minimum age to buy in a 55+ community in Key Largo?+
Under the federal Housing for Older Persons Act, at least one resident in each home is usually 55 or older, and the community keeps at least 80% of homes in that age group. Specific rules vary by community.
Can someone under 55 live in a Key Largo 55+ community?+
Often a younger spouse or partner can, and rules on adult children and guests vary. Confirm the current policy for the specific community before making an offer.
Do 55+ communities in Key Largo have HOA fees?+
Almost always. The HOA fee funds the amenities and common areas, and often lawn care and exterior maintenance. The amount varies widely, so it is worth comparing what each fee covers.
Why do so many retirees choose County for 55+ living?+
Florida has no state income tax, the climate supports year-round outdoor living, and there is a deep supply of active adult communities. The homestead exemption on a primary residence adds to the appeal.