Indian River Waterfront Homes for Sale

Indian River Waterfront is a large-lot community in Jensen Beach, Martin County, Florida. Parcels and homes are priced from $999,000. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.

Pure Equity Realty covers Indian River Waterfront and the Jensen Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Indian River Waterfront Jensen Beach homes for sale as of October 2026. The median asking price is $940,000.

That is 111% above the Jensen Beach median of $445,000. On a per-foot basis, homes here ask about $458 per square foot, compared with $346 across Jensen Beach. So the median price buys roughly 2,050 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 205 days on the market. That is slower than the Jensen Beach average of 140 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Indian River Waterfront date from 1947, so they are about 79 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Indian River Waterfront includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Here is what the median Indian River Waterfront price means in Florida closing terms. At $940,000, a 20% down payment comes to about $188,000, leaving a loan near $752,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,632. Next, the intangible tax of 0.2% adds about $1,504. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Indian River Waterfront median, that is about $6,579.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.