Cutthroat Harbor Ests Homes for Sale

Cutthroat Harbor Ests is a residential community in Summerland Key, Florida. Active listings are currently priced from $1.8M–$1.8M.

Pure Equity Realty covers Cutthroat Harbor Ests and the Summerland Key area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Cutthroat Harbor Ests Summerland Key homes for sale as of October 2026. The median asking price is $1.77M.

That is 23% above the Summerland Key median of $1.44M. On a per-foot basis, homes here ask about $1,062 per square foot, roughly in line with the city at $1,049. So the median price buys roughly 1,650 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 47 days on the market. That is faster than the Summerland Key average of 75 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Cutthroat Harbor Ests date from 2027, so they are about -1 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Cutthroat Harbor Ests price means in Florida closing terms. At $1.77M, a 20% down payment comes to about $355,000, leaving a loan near $1.42M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $4,970. Next, the intangible tax of 0.2% adds about $2,840. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Cutthroat Harbor Ests median, that is about $12,425.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cutthroat Harbor Ests listings show assignments to Sugarloaf (elementary), Sugarloaf (middle) and Key West (high). However, boundaries can change each year, so confirm the assignment for a specific address with the county school district.