$970,000
Active
$970,000
8877 Collins #704
Surfside, FL 33154
2 bd2 ba1,579 sqft
Ocean Wave
Surfside, FL
FHA-Approved Condos in Surfside
Condos approved for FHA financing in Surfside, Florida. Browse active MLS listings and communities with List & Sell FL.
0
Communities
Surfside
City
1%
Listing Fee
Active Listings
78 active listings
$2,995,000
Active
5d
$2,995,000
8800 Collins #310
Surfside, FL 33154
2 bd2 ba1,453 sqft
Second Amd Plat Of Normand
$675,000
Active
3d
$675,000
9241 Collins #1
Surfside, FL 33154
1 bd1 ba590 sqft
Seaside Terrace Condo
$660,000
Active
$660,000
9273 Collins #308
Surfside, FL 33154
2 bd2 ba1,024 sqft
Manatee Condo
$569,000
Active
3d
$569,000
8911 Collins #1103
Surfside, FL 33154
1 bd1 ba800 sqft
Rimini Beach Condo
$1,250,000
Active
20d
$1,250,000
9401 Collins #401
Surfside, FL 33154
1 bd2 ba1,246 sqft
Azure Condo
$395,000
Active
22d
$395,000
8888 Collins #212
Surfside, FL 33154
1 bd1.5 ba830 sqft
Surfside Palms Condo
$945,000
Active
7d
$945,000
9455 Collins #501
Surfside, FL 33154
2 bd2 ba1,260 sqft
The Waves Condo
$550,000
Active
7d
$550,000
9273 Collins #1101
Surfside, FL 33154
1 bd2 ba848 sqft
Manatee Condo
$3,000,000
Active
30d
$3,000,000
9511 Collins #1507
Surfside, FL 33154
3 bd3.5 ba1,985 sqft
9500 Oceans Condo
$1,100,000
Active
24d
$1,100,000
9595 Collins #N5-G
Surfside, FL 33154
2 bd2 ba1,500 sqft
Solimar Condo
$1,588,999
Active
12d
$1,588,999
8855 Collins #11B
Surfside, FL 33154
2 bd2 ba1,800 sqft
Ocean 88
$1,100,000
Active
34d
$1,100,000
8877 Collins #PH-2
Surfside, FL 33154
2 bd2 ba1,672 sqft
Champlain Towers North Co
$385,000
Active
36d
$385,000
9172 Collins #214
Surfside, FL 33154
1 bd1 ba757 sqft
The Waverly At Surfside B
$749,900
Active
1d
$749,900
8888 Collins #115
Surfside, FL 33154
3 bd2.5 ba1,510 sqft
Surfside Palms Condo
$1,050,000
Active
17d
$1,050,000
9499 Collins #1009
Surfside, FL 33154
1 bd2 ba927 sqft
Spiaggia Ocean Condo
$699,000
Active
33d
$699,000
9201 Collins #521
Surfside, FL 33154
2 bd2 ba1,002 sqft
The Waverly At Surfside
$460,000
Active
49d
$460,000
9172 Collins #302
Surfside, FL 33154
2 bd2 ba1,002 sqft
The Waverly At Surfside Bch Condo
$895,000
Active
$895,000
9595 Collins #N10F
Surfside, FL 33154
2 bd2 ba1,260 sqft
Solimar Condo
$449,000
Active
43d
$449,000
9172 Collins #218
Surfside, FL 33154
1 bd1 ba755 sqft
The Waverly At Surfside B
$635,000
Active
43d
$635,000
9273 Collins #408
Surfside, FL 33154
2 bd2 ba1,024 sqft
Manatee Condo
$1,599,999
Active
57d
$1,599,999
9559 Collins #S4-J
Surfside, FL 33154
3 bd3 ba1,650 sqft
Solimar Condo
$1,319,000
Active
68d
$1,319,000
9201 Collins #422
Surfside, FL 33154
3 bd2 ba1,323 sqft
The Waverly At Surfside B
$990,000
Active
19d
$990,000
8877 Collins #507
Surfside, FL 33154
2 bd2 ba1,683 sqft
Champlain Towers North Co
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
About FHA-Approved Condos in Surfside
FHA-Approved Condos in Surfside, FL
Looking for fha-approved condos in Surfside? Here is what to know about this part of the County market. Condominiums in Surfside offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.
The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.
Frequently Asked Questions
FHA-Approved Condos in Surfside FAQ
Are condos in Surfside FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Surfside cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Surfside?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.