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South Palm Beach, FL

FHA-Approved Condos in South Palm Beach

Condos approved for FHA financing in South Palm Beach, Florida. Browse active MLS listings and communities with List & Sell FL.

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South Palm Beach
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1%
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Active Listings

65 active listings

1 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $259,000
$259,000
Active
2d
$259,000
3589 Ocean #19
South Palm Beach, FL 33480
1 bd2 ba922 sqft
Mayfair House Condo
2 bedroom home for sale at 3540 Ocean, South Palm Beach, FL 33480 — $325,000
$325,000
Active
$325,000
3540 Ocean #208
South Palm Beach, FL 33480
2 bd2 ba983 sqft
Le Chateau Royal Condo
2 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $500,000
$500,000
Active
8d
$500,000
3589 Ocean #808
South Palm Beach, FL 33480
2 bd2 ba1,498 sqft
Mayfair House Condo
2 bedroom home for sale at 3580 Ocean, South Palm Beach, FL 33480 — $749,995
$749,995
Active
4d
$749,995
3580 Ocean #7F
South Palm Beach, FL 33480
2 bd2 ba1,201 sqft
Horizon East Condo
home for sale at 3500 OCEAN, South Palm Beach, FL 33480 — $175,000
$175,000
Active
$175,000
3500 OCEAN #211
South Palm Beach, FL 33480
1 ba386 sqft
South Palm Residence Inc
2 bedroom home for sale at 3560 Ocean, South Palm Beach, FL 33480 — $949,000
$949,000
Active
$949,000
3560 Ocean #706
South Palm Beach, FL 33480
2 bd2 ba1,340 sqft
Concordia East
2 bedroom home for sale at 3560 OCEAN, South Palm Beach, FL 33480 — $619,000
$619,000
Active
15d
$619,000
3560 OCEAN #607
South Palm Beach, FL 33480
2 bd2 ba1,380 sqft
Thirty Five Sixty Condo
2 bedroom home for sale at 3546 Ocean, South Palm Beach, FL 33480 — $1,025,000
$1,025,000
Active
1d
$1,025,000
3546 Ocean #405
South Palm Beach, FL 33480
2 bd2 ba1,402 sqft
Barclay Condo
2 bedroom home for sale at 3520 Ocean, South Palm Beach, FL 33480 — $439,000
$439,000
Active
8d
$439,000
3520 Ocean #L405
South Palm Beach, FL 33480
2 bd2 ba1,176 sqft
Palmsea Condo
2 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $599,000
$599,000
Active
$599,000
3589 Ocean #908
South Palm Beach, FL 33480
2 bd2 ba1,498 sqft
Mayfair House Condo
1 bedroom home for sale at 3589 OCEAN, South Palm Beach, FL 33480 — $299,000
$299,000
Active
$299,000
3589 OCEAN #909
South Palm Beach, FL 33480
1 bd1.5 ba1,016 sqft
Mayfair House Condo
2 bedroom home for sale at 3540 Ocean, South Palm Beach, FL 33480 — $349,000
$349,000
Active
2d
$349,000
3540 Ocean #604
South Palm Beach, FL 33480
2 bd2 ba983 sqft
Le Chateau Royal Condo
2 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $375,000
$375,000
Active
27d
$375,000
3589 Ocean #703
South Palm Beach, FL 33480
2 bd2 ba1,498 sqft
Mayfair House Condo
2 bedroom home for sale at 4501 Ocean, South Palm Beach, FL 33480 — $295,000
$295,000
Active
31d
$295,000
4501 Ocean #B3
South Palm Beach, FL 33480
2 bd2 ba924 sqft
South Palm Beach Villas Condo
2 bedroom home for sale at 3605 Ocean, South Palm Beach, FL 33480 — $349,000
$349,000
Active
34d
$349,000
3605 Ocean #311
South Palm Beach, FL 33480
2 bd2 ba1,121 sqft
Southgate Condo
3 bedroom home for sale at 3590 Ocean, South Palm Beach, FL 33480 — $749,900
$749,900
Active
24d
$749,900
3590 Ocean #101
South Palm Beach, FL 33480
3 bd2 ba1,517 sqft
Mayfair House Condo
2 bedroom home for sale at 3560 Ocean, South Palm Beach, FL 33480 — $749,999
$749,999
Active
$749,999
3560 Ocean #Ph-6
South Palm Beach, FL 33480
2 bd2 ba1,340 sqft
Thirty Five Sixty Condo, Concordia East
1 bedroom home for sale at 3546 Ocean, South Palm Beach, FL 33480 — $425,000
$425,000
Active
40d
$425,000
3546 Ocean #716
South Palm Beach, FL 33480
1 bd2 ba1,224 sqft
Barclay Condo
2 bedroom home for sale at 3540 Ocean Boulevard, South Palm Beach, FL 33480 — $325,000
$325,000
Active
46d
$325,000
3540 Ocean Boulevard #808w
South Palm Beach, FL 33480
2 bd2 ba983 sqft
Le Chateau Royal Condo
2 bedroom home for sale at 3610 Ocean, South Palm Beach, FL 33480 — $825,000
$825,000
Active
53d
$825,000
3610 Ocean #103
South Palm Beach, FL 33480
2 bd2 ba1,514 sqft
Dune Deck Of The Palm Beaches Condo
1 bedroom home for sale at 4501 Ocean, South Palm Beach, FL 33480 — $250,000
$250,000
Active
48d
$250,000
4501 Ocean #F2
South Palm Beach, FL 33480
1 bd1 ba918 sqft
South Palm Beach Villas Condo
3 bedroom home for sale at 3600 Ocean, South Palm Beach, FL 33480 — $1,490,000
$1,490,000
Active
53d
$1,490,000
3600 Ocean #203
South Palm Beach, FL 33480
3 bd2.5 ba2,317 sqft
Thirty Six Hundred Ocean Condo
1 bedroom home for sale at 4501 Ocean, South Palm Beach, FL 33480 — $225,000
$225,000
Active
55d
$225,000
4501 Ocean #D4
South Palm Beach, FL 33480
1 bd1 ba918 sqft
South Palm Beach Villas Condo
1 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $285,000
$285,000
Active
58d
$285,000
3589 Ocean #30
South Palm Beach, FL 33480
1 bd2 ba922 sqft
Mayfair House Condo

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in South Palm Beach

FHA-Approved Condos in South Palm Beach, FL

FHA-Approved Condos are a distinct slice of the South Palm Beach, County market. Condominiums in South Palm Beach offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in South Palm Beach FAQ

Are condos in South Palm Beach FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in South Palm Beach cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in South Palm Beach?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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