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South Palm Beach, FL

FHA-Approved Condos in South Palm Beach

Condos approved for FHA financing in South Palm Beach, Florida. Browse active MLS listings and communities with List & Sell FL.

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South Palm Beach
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1%
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Active Listings

58 active listings

2 bedroom home for sale at 3610 Ocean, South Palm Beach, FL 33480 — $699,000
$699,000
Active
1d
$699,000
3610 Ocean #510
South Palm Beach, FL 33480
2 bd2 ba1,687 sqft
Dune Deck Of The Palm Beaches Condo
2 bedroom home for sale at 3560 OCEAN, South Palm Beach, FL 33480 — $689,000
$689,000
Active
7d
$689,000
3560 OCEAN #506
South Palm Beach, FL 33480
2 bd2 ba1,380 sqft
Thirty Five Sixty Condo
2 bedroom home for sale at 3540 OCEAN, South Palm Beach, FL 33480 — $389,000
$389,000
Active
7d
$389,000
3540 OCEAN #611
South Palm Beach, FL 33480
2 bd2 ba983 sqft
Le Chateau Royal Condo
1 bedroom home for sale at 3610 Ocean, South Palm Beach, FL 33480 — $599,000
$599,000
Active
6d
$599,000
3610 Ocean #409
South Palm Beach, FL 33480
1 bd1.5 ba1,141 sqft
Dune Deck Of The Palm Beaches Condo
2 bedroom home for sale at 3590 Ocean, South Palm Beach, FL 33480 — $615,000
$615,000
Active
7d
$615,000
3590 Ocean #807
South Palm Beach, FL 33480
2 bd2 ba1,417 sqft
Mayfair House Condo
2 bedroom home for sale at 3610 Ocean, South Palm Beach, FL 33480 — $599,000
$599,000
Active
8d
$599,000
3610 Ocean #502
South Palm Beach, FL 33480
2 bd2 ba1,540 sqft
Dune Deck Of The Palm Beaches Condo
2 bedroom home for sale at 3501 OCEAN, South Palm Beach, FL 33480 — $695,000
$695,000
Active
19d
$695,000
3501 OCEAN #107
South Palm Beach, FL 33480
2 bd2.5 ba1,613 sqft
Beauvois On The Lake Condo
2 bedroom home for sale at 3575 OCEAN, South Palm Beach, FL 33480 — $299,900
$299,900
Active
6d
$299,900
3575 OCEAN #305
South Palm Beach, FL 33480
2 bd2 ba1,098 sqft
Brittany
2 bedroom home for sale at 3525 Ocean, South Palm Beach, FL 33480 — $362,000
$362,000
Active
22d
$362,000
3525 Ocean #103
South Palm Beach, FL 33480
2 bd2 ba1,204 sqft
Lakewood At Palm Beach Condo
3 bedroom home for sale at 3590 Ocean, South Palm Beach, FL 33480 — $1,650,000
$1,650,000
Active
22d
$1,650,000
3590 Ocean #301
South Palm Beach, FL 33480
3 bd2 ba1,806 sqft
Mayfair House Condo
2 bedroom home for sale at 3581 Ocean, South Palm Beach, FL 33480 — $348,000
$348,000
Active
21d
$348,000
3581 Ocean #2D
South Palm Beach, FL 33480
2 bd2 ba1,232 sqft
Horizon West Condo
2 bedroom home for sale at 3605 OCEAN, South Palm Beach, FL 33480 — $215,000
$215,000
Active
40d
$215,000
3605 OCEAN #123
South Palm Beach, FL 33480
2 bd2 ba1,121 sqft
Southgate Condo
1 bedroom home for sale at 3555 OCEAN, South Palm Beach, FL 33480 — $499,000
$499,000
Active
28d
$499,000
3555 OCEAN #411
South Palm Beach, FL 33480
1 bd1.5 ba1,201 sqft
Thirty Five Sixty Condo
2 bedroom home for sale at 3555 Ocean, South Palm Beach, FL 33480 — $589,000
$589,000
Active
33d
$589,000
3555 Ocean #113
South Palm Beach, FL 33480
2 bd2 ba1,384 sqft
Thirty Five Sixty Condo
2 bedroom home for sale at 3540 Ocean, South Palm Beach, FL 33480 — $325,000
$325,000
Active
37d
$325,000
3540 Ocean #208
South Palm Beach, FL 33480
2 bd2 ba983 sqft
Le Chateau Royal Condo
2 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $495,000
$495,000
Active
56d
$495,000
3589 Ocean #808
South Palm Beach, FL 33480
2 bd2 ba1,498 sqft
Mayfair House Condo
2 bedroom home for sale at 3580 Ocean, South Palm Beach, FL 33480 — $749,995
$749,995
Active
48d
$749,995
3580 Ocean #7F
South Palm Beach, FL 33480
2 bd2 ba1,201 sqft
Horizon East Condo
home for sale at 3500 OCEAN, South Palm Beach, FL 33480 — $175,000
$175,000
Active
51d
$175,000
3500 OCEAN #211
South Palm Beach, FL 33480
1 ba386 sqft
South Palm Residence Inc
2 bedroom home for sale at 3560 Ocean, South Palm Beach, FL 33480 — $949,000
$949,000
Active
45d
$949,000
3560 Ocean #706
South Palm Beach, FL 33480
2 bd2 ba1,340 sqft
Concordia East
2 bedroom home for sale at 3560 OCEAN, South Palm Beach, FL 33480 — $619,000
$619,000
Active
65d
$619,000
3560 OCEAN #607
South Palm Beach, FL 33480
2 bd2 ba1,380 sqft
Thirty Five Sixty Condo
2 bedroom home for sale at 3589 Ocean, South Palm Beach, FL 33480 — $599,000
$599,000
Active
56d
$599,000
3589 Ocean #908
South Palm Beach, FL 33480
2 bd2 ba1,498 sqft
Mayfair House Condo
1 bedroom home for sale at 3589 OCEAN, South Palm Beach, FL 33480 — $299,000
$299,000
Active
56d
$299,000
3589 OCEAN #909
South Palm Beach, FL 33480
1 bd1.5 ba1,016 sqft
Mayfair House Condo
2 bedroom home for sale at 3540 Ocean, South Palm Beach, FL 33480 — $329,000
$329,000
Active
62d
$329,000
3540 Ocean #604
South Palm Beach, FL 33480
2 bd2 ba983 sqft
Le Chateau Royal Condo
2 bedroom home for sale at 4501 Ocean, South Palm Beach, FL 33480 — $275,000
$275,000
Active
68d
$275,000
4501 Ocean #B3
South Palm Beach, FL 33480
2 bd2 ba924 sqft
South Palm Beach Villas Condo

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in South Palm Beach

FHA-Approved Condos in South Palm Beach, FL

FHA-Approved Condos are a distinct slice of the South Palm Beach, County market. Condominiums in South Palm Beach offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in South Palm Beach FAQ

Are condos in South Palm Beach FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in South Palm Beach cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in South Palm Beach?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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