$245,000
Active
35d
$245,000
2054 Silver Pine #123-B
Palm City, FL 34990
2 bd2 ba1,170 sqft
Pine Ridge @ Martin Dwns Condo
Palm City, FL
FHA-Approved Condos in Palm City
Condos approved for FHA financing in Palm City, Florida. Browse active MLS listings and communities with List & Sell FL.
0
Communities
Palm City
City
1%
Listing Fee
Active Listings
19 active listings
$239,900
Active
5d
$239,900
2084 SILVER PINE #122-B
Palm City, FL 34990
2 bd2 ba1,145 sqft
Pine Ridge At Martin Downs Condo
$399,900
Active
35d
$399,900
2536 Seagrass #2a
Palm City, FL 34990
3 bd2 ba1,949 sqft
Harbour Ridge Yacht & Country Club - Bayhead Villa
$205,000
Active
3d
$205,000
1605 Silver Pine
Palm City, FL 34990
2 bd2 ba1,130 sqft
Pine Ridge At Martin Downs Condo
$299,000
Active
51d
$299,000
2570 Seagrass #3a
Palm City, FL 34990
2 bd2 ba1,619 sqft
Harbour Ridge Yacht & Country Club - Bayhead Villa
$209,900
Active
77d
$209,900
1485 Silver Pine #107 H-1
Palm City, FL 34990
2 bd2 ba1,111 sqft
Pine Ridge At Martin Downs Condo
$119,000
Active
65d
$119,000
4081 Parkgate #F
Palm City, FL 34990
3 bd2 ba1,944 sqft
Pipers Landing Garden Apartments Condo
$185,000
Active
6d
$185,000
1485 Silver Pine
Palm City, FL 34990
1 bd1 ba842 sqft
Pine Ridge At Martin Downs Condo
$245,000
Active
91d
$245,000
2054 Silver Pine #123d
Palm City, FL 34990
2 bd2 ba1,145 sqft
Pine Ridge At Martin Downs Condo
$360,000
Active
24d
$360,000
2516 Seagrass #8b
Palm City, FL 34990
3 bd2 ba1,934 sqft
Harbour Ridge
$89,900
Active
84d
$89,900
13464 Harbour Ridge #8
Palm City, FL 34990
3 bd2 ba1,749 sqft
Harbour Ridge/Palmetto Village
$179,000
Active
25d
$179,000
4680 Parkgate #C
Palm City, FL 34990
3 bd2 ba1,900 sqft
Pipers Landing Garden Apartments Condo
$195,000
Active
93d
$195,000
1455 Silver Pine #106 C-1
Palm City, FL 34990
2 bd2 ba1,130 sqft
Pine Ridge At Martin Downs Condo
$235,000
Active
106d
$235,000
3961 Greenwood #G
Palm City, FL 34990
2 bd2 ba1,384 sqft
Clubhouse Court Condo
$179,000
Active
120d
$179,000
2702 Matheson #113-f1
Palm City, FL 34990
1 bd1 ba830 sqft
Pine Ridge At Martin Downs Condo
$299,900
Active
134d
$299,900
12356 Harbour Ridge
Palm City, FL 34990
2 bd2 ba1,638 sqft
Harbour Ridge Y&Cc - South Shore Village
$135,000
Active
137d
$135,000
12457 Harbour Ridge #27
Palm City, FL 34990
3 bd2 ba1,752 sqft
Harbour Ridge Yacht And Country Club - Pond Apple
$250,000
Active
443d
$250,000
1995 Silver Pine #Bldg 119 H1
Palm City, FL 34990
3 bd2 ba1,468 sqft
Pine Ridge At Martin Downs Condo
$395,000
Active
686d
$395,000
393 35th #393
Palm City, FL 34990
2 bd2 ba1,509 sqft
Bay Haven Condo
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
About FHA-Approved Condos in Palm City
FHA-Approved Condos in Palm City, FL
Looking for fha-approved condos in Palm City? Here is what to know about this part of the County market. Condominiums in Palm City offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.
The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.
Frequently Asked Questions
FHA-Approved Condos in Palm City FAQ
Are condos in Palm City FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Palm City cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Palm City?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.