Ocean Cay Homes for Sale

Ocean Cay is a residential community in Hypoluxo, Florida. Active listings are currently priced from $419K–$500K.

Pure Equity Realty covers Ocean Cay and the Hypoluxo area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Ocean Cay Hypoluxo homes for sale as of October 2026. The median asking price is $445,000. Asking prices run from $419,000 to $475,000.

That is 37% above the Hypoluxo median of $325,000. On a per-foot basis, homes here ask about $253 per square foot, compared with $278 across Hypoluxo. So the median price buys roughly 1,750 square feet of living area.

Listings here have averaged 55 days on the market. That is faster than the Hypoluxo average of 91 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Ocean Cay date from 2003 to 2004. That puts them between 22 and 23 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Ocean Cay price means in Florida closing terms. At $445,000, a 20% down payment comes to about $89,000, leaving a loan near $356,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,246. Next, the intangible tax of 0.2% adds about $712. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Ocean Cay median, that is about $3,115.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Ocean Cay listings show assignments to Rolling Green (elementary), Lantana Community (middle) and Boynton Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with the School District of Palm Beach County.