$3,295,000
Active
$3,295,000
1176 97th #301
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,849 sqft
Bay Harbor Island
Bay Harbor Islands, FL
FHA-Approved Condos in Bay Harbor Islands
Condos approved for FHA financing in Bay Harbor Islands, Florida. Browse active MLS listings and communities with List & Sell FL.
0
Communities
Bay Harbor Islands
City
1%
Listing Fee
Active Listings
148 active listings
$609,500
Active
1d
$609,500
9111 Bay Harbor #5B
Bay Harbor Islands, FL 33154
2 bd2 ba1,490 sqft
Caravelle Condo
$1,950,000
Active
4d
$1,950,000
1150 101st #702
Bay Harbor Islands, FL 33154
4 bd3 ba1,972 sqft
One Bay Harbor Condo
$6,300,000
Active
$6,300,000
1135 103rd #PH2
Bay Harbor Islands, FL 33154
3 bd4.5 ba4,004 sqft
Onda Residences
$375,000
Active
1d
$375,000
1060 92nd #6
Bay Harbor Islands, FL 33154
2 bd2 ba1,190 sqft
Oceanus Condo
$322,000
Active
9d
$322,000
1065 98th #1
Bay Harbor Islands, FL 33154
2 bd2 ba974 sqft
Bougain-Villa Condo
$385,000
Active
$385,000
9280 Bay Harbor #26
Bay Harbor Islands, FL 33154
2 bd2 ba1,092 sqft
Southern Star Condo
$360,000
Active
14d
$360,000
9350 Bay Harbor #6
Bay Harbor Islands, FL 33154
2 bd1 ba755 sqft
Dorbe Gardens Condo
$2,685,000
Active
8d
$2,685,000
1176 97th #501
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,849 sqft
The Well At Harbor Islands
$1,050,000
Active
27d
$1,050,000
9721 Bay Harbor #6D
Bay Harbor Islands, FL 33154
2 bd2 ba1,240 sqft
Island Place At Bay Harbo
$1,579,999
Active
6d
$1,579,999
9221 Bay Harbor #212
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,420 sqft
La Baia Bay Harbor Islands
$445,000
Active
22d
$445,000
1101 98th #5
Bay Harbor Islands, FL 33154
2 bd2 ba1,147 sqft
1101 Condo
$3,350,000
Active
15d
$3,350,000
9201 Bay Harbour #PH809
Bay Harbor Islands, FL 33154
3 bd3.5 ba1,830 sqft
Bay Harbor Island
$550,000
Active
30d
$550,000
10101 Bay Harbor #504
Bay Harbor Islands, FL 33154
2 bd2 ba1,300 sqft
The Belmont Condo
$1,060,000
Active
$1,060,000
1100 100th #606
Bay Harbor Islands, FL 33154
3 bd2.5 ba1,377 sqft
Bay Harbor One Condo
$415,000
Active
38d
$415,000
1160 103rd #6
Bay Harbor Islands, FL 33154
2 bd2 ba1,079 sqft
Morning Star Condo
$560,000
Active
4d
$560,000
1075 92nd #201
Bay Harbor Islands, FL 33154
2 bd2 ba1,400 sqft
Berkshire House Condo
$2,100,000
Active
14d
$2,100,000
9901 Bay Harbor #401
Bay Harbor Islands, FL 33154
3 bd3.5 ba0 sqft
Bay Harbor Islands
$425,000
Active
45d
$425,000
9381 Bay Harbor #302S
Bay Harbor Islands, FL 33154
1 bd1 ba1,125 sqft
London Towers Condo
$4,699,000
Active
$4,699,000
1176 97th #406
Bay Harbor Islands, FL 33154
3 bd3.5 ba3,262 sqft
The Well Bay Harbor
$2,199,000
Active
43d
$2,199,000
9940 Bay Harbor #7G-S
Bay Harbor Islands, FL 33154
3 bd3 ba1,882 sqft
Kai At Bay Harbor Condo
$1,050,000
Active
3d
$1,050,000
9660 Bay Harbor #5A
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,640 sqft
Island Manor Condo - Sout
$3,650,000
Active
36d
$3,650,000
1135 103rd #405
Bay Harbor Islands, FL 33154
2 bd3 ba2,046 sqft
Onda
$405,000
Active
$405,000
10350 Bay Harbor #8F
Bay Harbor Islands, FL 33154
1 bd1 ba950 sqft
Island Pointe Condominium
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
About FHA-Approved Condos in Bay Harbor Islands
FHA-Approved Condos in Bay Harbor Islands, FL
FHA-Approved Condos in Bay Harbor Islands, Florida, cover a range of options in County. Condominiums in Bay Harbor Islands offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.
The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.
Frequently Asked Questions
FHA-Approved Condos in Bay Harbor Islands FAQ
Are condos in Bay Harbor Islands FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Bay Harbor Islands cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Bay Harbor Islands?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.