$2,300,000
Active
$2,300,000
1176 97th #501
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,849 sqft
The Well At Harbor Islands
Bay Harbor Islands, FL
FHA-Approved Condos in Bay Harbor Islands
Condos approved for FHA financing in Bay Harbor Islands, Florida. Browse active MLS listings and communities with List & Sell FL.
0
Communities
Bay Harbor Islands
City
1%
Listing Fee
Active Listings
149 active listings
$682,500
Active
$682,500
1150 101st #402
Bay Harbor Islands, FL 33154
2 bd2 ba955 sqft
One Bay Harbor Condo
$850,000
Active
1d
$850,000
1100 100th #302
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,463 sqft
Bay Harbor One Condo
$348,900
Active
2d
$348,900
1150 99th #25
Bay Harbor Islands, FL 33154
2 bd2 ba1,042 sqft
Evening Star Condo
$588,000
Active
3d
$588,000
10000 Bay Harbor #401
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,441 sqft
10000 Plaza Condo-South T
$340,000
Active
$340,000
1001 91st #506
Bay Harbor Islands, FL 33154
2 bd2 ba1,192 sqft
Longwood Towers Condo
$1,150,000
Active
7d
$1,150,000
9521 Bay Harbor #601
Bay Harbor Islands, FL 33154
2 bd2 ba1,019 sqft
Bay Harbour Island
$2,695,000
Active
1d
$2,695,000
9221 Bay Harbor #311
Bay Harbor Islands, FL 33154
3 bd3.5 ba1,748 sqft
La Baia
$650,000
Active
$650,000
9341 Bay Harbor #6C
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,510 sqft
Granada Condominium
$495,000
Active
5d
$495,000
1120 99th #302
Bay Harbor Islands, FL 33154
2 bd2 ba1,053 sqft
Club Of Bay Harbor Condo
$267,500
Active
$267,500
9291 Bay Harbor #8
Bay Harbor Islands, FL 33154
1 bd1 ba700 sqft
Harbour Point Condo
$870,000
Active
14d
$870,000
9821 Bay Harbor #501
Bay Harbor Islands, FL 33154
2 bd2 ba947 sqft
Bay Harbour Island
$799,000
Active
12d
$799,000
1133 102nd #403
Bay Harbor Islands, FL 33154
2 bd2 ba1,260 sqft
The Palms Condo
$1,030,000
Active
1d
$1,030,000
1150 102nd #406
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,211 sqft
Le Jardin House Condo
$729,000
Active
10d
$729,000
9721 Bay Harbor #5A
Bay Harbor Islands, FL 33154
2 bd2 ba1,325 sqft
Island Place At Bay Harbo
$609,000
Active
15d
$609,000
1025 92nd #804
Bay Harbor Islands, FL 33154
2 bd2 ba1,325 sqft
Bay Harbor Club Condo
$420,000
Active
9d
$420,000
10000 Bay Harbor #501
Bay Harbor Islands, FL 33154
2 bd2.5 ba1,441 sqft
10000 Plaza Condo-North To
$1,639,900
Active
20d
$1,639,900
9901 Bay Harbor #303
Bay Harbor Islands, FL 33154
3 bd3.5 ba1,662 sqft
Bay Harbor Islands
$435,000
Active
20d
$435,000
10101 Bay Harbor #210
Bay Harbor Islands, FL 33154
2 bd2 ba1,300 sqft
The Belmont Condo
$4,810,000
Active
6d
$4,810,000
1125 97th #PH601
Bay Harbor Islands, FL 33154
4 bd4.5 ba3,919 sqft
Bay Harbor Island
$4,990,000
Active
6d
$4,990,000
1160 101st #PH701
Bay Harbor Islands, FL 33154
5 bd4.5 ba3,969 sqft
Bay Harbor Island
$2,050,000
Active
12d
$2,050,000
9901 Bay Harbor #503
Bay Harbor Islands, FL 33154
3 bd3.5 ba1,662 sqft
Alana Bay Harbor Dr
$475,000
Active
7d
$475,000
9101 Bay Harbor #201
Bay Harbor Islands, FL 33154
2 bd2 ba1,118 sqft
Mediterranean Apartments
$3,199,900
Active
7d
$3,199,900
1125 97th #302
Bay Harbor Islands, FL 33154
4 bd3.5 ba2,909 sqft
Bay Harbor Island
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
About FHA-Approved Condos in Bay Harbor Islands
FHA-Approved Condos in Bay Harbor Islands, FL
FHA-Approved Condos in Bay Harbor Islands, Florida, cover a range of options in County. Condominiums in Bay Harbor Islands offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.
The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.
Frequently Asked Questions
FHA-Approved Condos in Bay Harbor Islands FAQ
Are condos in Bay Harbor Islands FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Bay Harbor Islands cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Bay Harbor Islands?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.