Indian Waterways Homes for Sale

Indian Waterways is a residential community in Tavernier, Florida. Active listings are currently priced from $3.2M–$6M.

Pure Equity Realty covers Indian Waterways and the Tavernier area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Indian Waterways Tavernier homes for sale as of October 2026. The median asking price is $5.1M. Asking prices run from $3.38M to $5.95M.

That is 181% above the Tavernier median of $1.81M. On a per-foot basis, homes here ask about $1,645 per square foot, compared with $1,053 across Tavernier. So the median price buys roughly 3,100 square feet of living area.

Listings here have averaged 71 days on the market. That is faster than the Tavernier average of 105 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Indian Waterways date from 1992 to 2026. That puts them between 0 and 34 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Indian Waterways price means in Florida closing terms. At $5.1M, a 20% down payment comes to about $1.02M, leaving a loan near $4.08M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $14,280. Next, the intangible tax of 0.2% adds about $8,160. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Indian Waterways median, that is about $35,700.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Indian Waterways listings show assignments to Plantation Key (elementary), Plantation Key (middle) and Coral Shores (high). However, boundaries can change each year, so confirm the assignment for a specific address with the county school district.