South Gulf Cove Homes for Sale

South Gulf Cove is a residential community in Port Charlotte, Florida.

Pure Equity Realty covers South Gulf Cove and the Port Charlotte area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 10 South Gulf Cove Port Charlotte homes for sale as of October 2026. The median asking price is $1.2M. Asking prices run from $600,000 to $1.9M.

That is 200% above the Port Charlotte median of $400,000. On a per-foot basis, homes here ask about $326 per square foot, compared with $226 across Port Charlotte. So the median price buys roughly 3,700 square feet of living area.

Listings here have averaged 165 days on the market. That is faster than the Port Charlotte average of 328 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in South Gulf Cove date from 2023 to 2026. That puts them between 0 and 3 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median South Gulf Cove price means in Florida closing terms. At $1.2M, a 20% down payment comes to about $240,000, leaving a loan near $962,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $3,365. Next, the intangible tax of 0.2% adds about $1,923. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the South Gulf Cove median, that is about $8,414.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.