Gardens At Waterstone Homes for Sale

Gardens At Waterstone is a residential community in Palm Bay, Florida.

Pure Equity Realty covers Gardens At Waterstone and the Palm Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Gardens At Waterstone Palm Bay homes for sale as of October 2026. The median asking price is $450,000. Asking prices run from $305,000 to $534,000.

That is 29% above the Palm Bay median of $350,000. On a per-foot basis, homes here ask about $178 per square foot, compared with $188 across Palm Bay. So the median price buys roughly 2,550 square feet of living area.

Listings here have averaged 9 days on the market. That is faster than the Palm Bay average of 213 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Gardens At Waterstone date from 2023 to 2025. That puts them between 1 and 3 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Gardens At Waterstone price means in Florida closing terms. At $450,000, a 20% down payment comes to about $90,000, leaving a loan near $360,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,260. Next, the intangible tax of 0.2% adds about $720. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Gardens At Waterstone median, that is about $3,150.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.