Cottages At Oyster Bayou Homes for Sale

Cottages At Oyster Bayou is a residential community in New Port Richey, Florida.

Pure Equity Realty covers Cottages At Oyster Bayou and the New Port Richey area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 6 Cottages At Oyster Bayou New Port Richey homes for sale as of October 2026. The median asking price is $304,000. Asking prices run from $299,000 to $314,000.

That sits close to the New Port Richey median of $299,000. On a per-foot basis, homes here ask about $326 per square foot, roughly in line with the city at $323. So the median price buys roughly 950 square feet of living area.

Listings here have averaged 39 days on the market. That is faster than the New Port Richey average of 75 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Cottages At Oyster Bayou date from 2026, so they are about 0 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Cottages At Oyster Bayou price means in Florida closing terms. At $304,000, a 20% down payment comes to about $61,000, leaving a loan near $243,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $851. Next, the intangible tax of 0.2% adds about $486. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Cottages At Oyster Bayou median, that is about $2,128.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.