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Key Biscayne, FL

FHA-Approved Condos in Key Biscayne

Condos approved for FHA financing in Key Biscayne, Florida. Browse active MLS listings and communities with List & Sell FL.

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Key Biscayne
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Active Listings

96 active listings

2 bedroom home for sale at 201 Crandon, Key Biscayne, FL 33149 — $2,100,000
$2,100,000
Active
$2,100,000
201 Crandon #707
Key Biscayne, FL 33149
2 bd2 ba1,880 sqft
Key Colony No 1
1 bedroom home for sale at 210 Sea View, Key Biscayne, FL 33149 — $579,000
$579,000
Active
$579,000
210 Sea View #207
Key Biscayne, FL 33149
1 bd1.5 ba875 sqft
Cape Florida Clib Condo P
2 bedroom home for sale at 881 Ocean, Key Biscayne, FL 33149 — $2,400,000
$2,400,000
Active
$2,400,000
881 Ocean #16F
Key Biscayne, FL 33149
2 bd2 ba1,875 sqft
Casa Del Mar Condo
2 bedroom home for sale at 101 Crandon, Key Biscayne, FL 33149 — $1,495,000
$1,495,000
Active
2d
$1,495,000
101 Crandon #265
Key Biscayne, FL 33149
2 bd2 ba1,790 sqft
Key Colony No 4 Condo
2 bedroom home for sale at 737 Crandon, Key Biscayne, FL 33149 — $2,250,000
$2,250,000
Active
$2,250,000
737 Crandon #PH-1
Key Biscayne, FL 33149
2 bd2.5 ba2,060 sqft
Lake Villa Two Condo
2 bedroom home for sale at 155 Ocean Lane, Key Biscayne, FL 33149 — $845,000
$845,000
Active
1d
$845,000
155 Ocean Lane #906
Key Biscayne, FL 33149
2 bd1.5 ba895 sqft
Commodore Club West Condo
3 bedroom home for sale at 600 Grapetree, Key Biscayne, FL 33149 — $2,300,000
$2,300,000
Active
5d
$2,300,000
600 Grapetree #6BS
Key Biscayne, FL 33149
3 bd3 ba2,523 sqft
Mar Azul Condo
3 bedroom home for sale at 575 Crandon, Key Biscayne, FL 33149 — $2,100,000
$2,100,000
Active
6d
$2,100,000
575 Crandon #801
Key Biscayne, FL 33149
3 bd2.5 ba2,450 sqft
Key Bisc Ambassador Condo
2 bedroom home for sale at 613 Ocean, Key Biscayne, FL 33149 — $1,770,000
$1,770,000
Active
$1,770,000
613 Ocean #5D
Key Biscayne, FL 33149
2 bd2 ba1,496 sqft
Sands Of Key Biscayne Con
3 bedroom home for sale at 765 Crandon, Key Biscayne, FL 33149 — $2,799,000
$2,799,000
Active
4d
$2,799,000
765 Crandon #603
Key Biscayne, FL 33149
3 bd3 ba2,632 sqft
Lake Tower Condo
2 bedroom home for sale at 199 Ocean Lane, Key Biscayne, FL 33149 — $1,100,000
$1,100,000
Active
8d
$1,100,000
199 Ocean Lane #206
Key Biscayne, FL 33149
2 bd2 ba1,260 sqft
Commodore Club South Cond
3 bedroom home for sale at 201 Crandon, Key Biscayne, FL 33149 — $4,450,000
$4,450,000
Active
1d
$4,450,000
201 Crandon #175
Key Biscayne, FL 33149
3 bd3 ba2,604 sqft
Key Colony No 1
2 bedroom home for sale at 210 Sea View, Key Biscayne, FL 33149 — $844,000
$844,000
Active
$844,000
210 Sea View #409
Key Biscayne, FL 33149
2 bd2 ba1,330 sqft
Cape Florida Club Condo P
2 bedroom home for sale at 199 Ocean Lane, Key Biscayne, FL 33149 — $1,395,000
$1,395,000
Active
14d
$1,395,000
199 Ocean Lane #1207
Key Biscayne, FL 33149
2 bd2 ba1,260 sqft
Commodore Club South Cond
3 bedroom home for sale at 600 Grapetree, Key Biscayne, FL 33149 — $2,850,000
$2,850,000
Active
15d
$2,850,000
600 Grapetree #11DN
Key Biscayne, FL 33149
3 bd2 ba1,889 sqft
Mar-Azul Condo
2 bedroom home for sale at 201 Crandon, Key Biscayne, FL 33149 — $1,599,900
$1,599,900
Active
$1,599,900
201 Crandon #530
Key Biscayne, FL 33149
2 bd2 ba1,531 sqft
Key Colony No 1
home for sale at 455 Grand Bay, Key Biscayne, FL 33149 — $1,088,000
$1,088,000
Active
$1,088,000
455 Grand Bay #717
Key Biscayne, FL 33149
1 ba532 sqft
G B Resort Condo Hotel
3 bedroom home for sale at 881 Ocean, Key Biscayne, FL 33149 — $3,595,000
$3,595,000
Active
13d
$3,595,000
881 Ocean #7H
Key Biscayne, FL 33149
3 bd3 ba3,120 sqft
Casa Del Mar Condo
1 bedroom home for sale at 251 Galen, Key Biscayne, FL 33149 — $480,000
$480,000
Active
2d
$480,000
251 Galen #302
Key Biscayne, FL 33149
1 bd1.5 ba854 sqft
Key Biscayne Vi Condo
2 bedroom home for sale at 575 Crandon, Key Biscayne, FL 33149 — $850,000
$850,000
Active
8d
$850,000
575 Crandon #706
Key Biscayne, FL 33149
2 bd2 ba1,311 sqft
Key Bisc Ambassador Condo
3 bedroom home for sale at 1111 Crandon, Key Biscayne, FL 33149 — $2,950,000
$2,950,000
Active
25d
$2,950,000
1111 Crandon #A501
Key Biscayne, FL 33149
3 bd2 ba1,782 sqft
Towers Of Key Biscayne Co
3 bedroom home for sale at 430 Grand Bay, Key Biscayne, FL 33149 — $3,690,000
$3,690,000
Active
2d
$3,690,000
430 Grand Bay #708
Key Biscayne, FL 33149
3 bd3 ba2,840 sqft
Grand Bay Tower Condo
3 bedroom home for sale at 199 Ocean Lane, Key Biscayne, FL 33149 — $2,150,000
$2,150,000
Active
$2,150,000
199 Ocean Lane #201
Key Biscayne, FL 33149
3 bd2.5 ba1,930 sqft
Commodore Club South Cond
3 bedroom home for sale at 199 Ocean Lane, Key Biscayne, FL 33149 — $2,990,000
$2,990,000
Active
$2,990,000
199 Ocean Lane #801
Key Biscayne, FL 33149
3 bd2.5 ba1,930 sqft
Commodore Club South Cond

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in Key Biscayne

FHA-Approved Condos in Key Biscayne, FL

FHA-Approved Condos are a distinct slice of the Key Biscayne, County market. Condominiums in Key Biscayne offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in Key Biscayne FAQ

Are condos in Key Biscayne FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Key Biscayne cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Key Biscayne?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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