$1,290,000
Active
$1,290,000
155 Ocean Lane #1215
Key Biscayne, FL 33149
2 bd2 ba1,350 sqft
Commodore Club West Condo
Key Biscayne, FL
FHA-Approved Condos in Key Biscayne
Condos approved for FHA financing in Key Biscayne, Florida. Browse active MLS listings and communities with List & Sell FL.
0
Communities
Key Biscayne
City
1%
Listing Fee
Active Listings
96 active listings
$1,495,000
Active
$1,495,000
881 Ocean #TH31
Key Biscayne, FL 33149
2 bd2 ba1,042 sqft
Casa Del Mar Condo
$2,850,000
Active
$2,850,000
765 Crandon #310
Key Biscayne, FL 33149
3 bd3 ba2,602 sqft
Lake Tower Condo
$1,890,000
Active
$1,890,000
151 Crandon #540
Key Biscayne, FL 33149
2 bd2 ba1,532 sqft
The Emeraldbay @ Key Colo
$1,690,000
Active
6d
$1,690,000
151 Crandon #310
Key Biscayne, FL 33149
2 bd2 ba1,882 sqft
The Emeraldbay @ Key Colo
$1,225,000
Active
1d
$1,225,000
1121 Crandon #D903
Key Biscayne, FL 33149
2 bd2 ba1,409 sqft
Towers Of Key Biscayne Co
$2,470,000
Active
$2,470,000
881 Ocean #20E
Key Biscayne, FL 33149
2 bd2 ba1,875 sqft
Casa Del Mar Condo
$3,975,000
Active
1d
$3,975,000
781 Crandon #401
Key Biscayne, FL 33149
3 bd4.5 ba3,093 sqft
Club Tower Three Condo
$3,150,000
Active
323d
$3,150,000
789 Crandon #1005
Key Biscayne, FL 33149
2 bd2.5 ba2,100 sqft
Club Tower One Condo
$995,000
Active
$995,000
155 Ocean Lane #1002
Key Biscayne, FL 33149
1 bd1.5 ba895 sqft
Commodore Club West Condo
$5,490,000
Active
1d
$5,490,000
799 Crandon #202
Key Biscayne, FL 33149
4 bd5.5 ba3,581 sqft
Ocean Tower One Condo
$629,000
Active
6d
$629,000
798 Crandon #55-B
Key Biscayne, FL 33149
1 bd1.5 ba776 sqft
Le Phare Key Biscayne Con
$3,950,000
Active
8d
$3,950,000
445 Grand Bay #104
Key Biscayne, FL 33149
4 bd4.5 ba3,250 sqft
Grand Bay Residences Cond
$3,900,000
Active
2d
$3,900,000
430 Grand Bay #606
Key Biscayne, FL 33149
4 bd4 ba2,930 sqft
Grand Bay Tower Condo
$749,000
Active
22d
$749,000
101 Ocean Lane #209
Key Biscayne, FL 33149
2 bd2 ba1,450 sqft
Ocean Village Condo
$999,000
Active
15d
$999,000
155 Ocean Lane #413
Key Biscayne, FL 33149
2 bd2 ba1,260 sqft
Commodore Club West Condo
$1,890,000
Active
24d
$1,890,000
600 Grapetree #7FN
Key Biscayne, FL 33149
2 bd2 ba1,888 sqft
Mar-Azul Condo
$1,800,000
Active
9d
$1,800,000
151 Crandon #138
Key Biscayne, FL 33149
2 bd3 ba1,547 sqft
The Emeraldbay @ Key Colo
$890,000
Active
9d
$890,000
55 Ocean Lane #2028
Key Biscayne, FL 33149
2 bd2 ba1,450 sqft
Ocean Village Condo
$950,000
Active
25d
$950,000
210 Sea View #506
Key Biscayne, FL 33149
2 bd2 ba1,330 sqft
Cape Florida Club Condo P
$580,000
Active
23d
$580,000
240 Galen #110
Key Biscayne, FL 33149
2 bd2 ba1,100 sqft
Galen Drive Condo Apts
$2,650,000
Active
31d
$2,650,000
151 Crandon #1130
Key Biscayne, FL 33149
3 bd3 ba2,001 sqft
The Emeraldbay @ Key Colo
$799,500
Active
32d
$799,500
155 Ocean Lane #103
Key Biscayne, FL 33149
1 bd1.5 ba895 sqft
Commodore Club West Condo
$799,000
Active
15d
$799,000
150 Ocean Lane #2H
Key Biscayne, FL 33149
2 bd2 ba1,335 sqft
Island Breakers Condo
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
About FHA-Approved Condos in Key Biscayne
FHA-Approved Condos in Key Biscayne, FL
FHA-Approved Condos are a distinct slice of the Key Biscayne, County market. Condominiums in Key Biscayne offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.
The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.
Frequently Asked Questions
FHA-Approved Condos in Key Biscayne FAQ
Are condos in Key Biscayne FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Key Biscayne cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Key Biscayne?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.