Matecumbe Sandy Beach Homes for Sale

Matecumbe Sandy Beach is a residential community in Islamorada, Florida. Active listings are currently priced from $6M–$6M.

Pure Equity Realty covers Matecumbe Sandy Beach and the Islamorada area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Matecumbe Sandy Beach Islamorada homes for sale as of October 2026. The median asking price is $6.0M.

That is 111% above the Islamorada median of $2.85M. On a per-foot basis, homes here ask about $1,100 per square foot, compared with $1,403 across Islamorada. So the median price buys roughly 5,450 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 122 days on the market. That tracks the Islamorada average of 140 days, so pricing and terms follow the wider city market.

Homes listed in Matecumbe Sandy Beach date from 2000, so they are about 26 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

Here is what the median Matecumbe Sandy Beach price means in Florida closing terms. At $6.0M, a 20% down payment comes to about $1.2M, leaving a loan near $4.8M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $16,800. Next, the intangible tax of 0.2% adds about $9,600. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Matecumbe Sandy Beach median, that is about $42,000.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Matecumbe Sandy Beach listings show assignments to Plantation Key (elementary), Plantation Key (middle) and Coral Shores (high). However, boundaries can change each year, so confirm the assignment for a specific address with the county school district.