Whispering Pines Subd Homes for Sale

Whispering Pines Subd is a residential community in Cocoa, Florida.

Pure Equity Realty covers Whispering Pines Subd and the Cocoa area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Whispering Pines Subd Cocoa homes for sale as of September 2026. The median asking price is $130,000.

That is 29% below the Cocoa median of $182,000. On a per-foot basis, homes here ask about $169 per square foot, compared with $154 across Cocoa. So the median price buys roughly 750 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 84 days on the market. That is faster than the Cocoa average of 288 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Whispering Pines Subd date from 1965, so they are about 61 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Whispering Pines Subd price means in Florida closing terms. At $130,000, a 20% down payment comes to about $26,000, leaving a loan near $104,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $364. Next, the intangible tax of 0.2% adds about $208. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Whispering Pines Subd median, that is about $909.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.