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Ocean Ridge, FL

FHA-Approved Condos in Ocean Ridge

Condos approved for FHA financing in Ocean Ridge, Florida. Browse active MLS listings and communities with List & Sell FL.

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Communities
Ocean Ridge
City
1%
Listing Fee
Active Listings

15 active listings

2 bedroom home for sale at 6530 Ocean, Ocean Ridge, FL 33435 — $575,000
$575,000
Active
$575,000
6530 Ocean #3070
Ocean Ridge, FL 33435
2 bd2 ba975 sqft
Wellington Arms Condos
2 bedroom home for sale at 6885 Ocean, Ocean Ridge, FL 33435 — $1,275,000
$1,275,000
Active
4d
$1,275,000
6885 Ocean #1040
Ocean Ridge, FL 33435
2 bd2 ba1,519 sqft
Inlet Plaza Condo
2 bedroom home for sale at 6885 OCEAN, Ocean Ridge, FL 33435 — $975,000
$975,000
Active
5d
$975,000
6885 OCEAN #1010
Ocean Ridge, FL 33435
2 bd2 ba1,339 sqft
Inlet Plaza Condo
3 bedroom home for sale at 5841 Ocean, Ocean Ridge, FL 33435 — $2,995,000
$2,995,000
Active
25d
$2,995,000
5841 Ocean #F2
Ocean Ridge, FL 33435
3 bd2.5 ba2,994 sqft
Portofino Of Ocean Ridge Condo
3 bedroom home for sale at 5833 OCEAN, Ocean Ridge, FL 33435 — $3,195,000
$3,195,000
Active
25d
$3,195,000
5833 OCEAN #D2
Ocean Ridge, FL 33435
3 bd2.5 ba2,994 sqft
Portofino Of Ocean Ridge Condo
2 bedroom home for sale at 6530 Ocean, Ocean Ridge, FL 33435 — $597,000
$597,000
Active
20d
$597,000
6530 Ocean #1080
Ocean Ridge, FL 33435
2 bd2 ba975 sqft
Wellington Arms Condos
2 bedroom home for sale at 5801 Ocean, Ocean Ridge, FL 33435 — $925,000
$925,000
Active
29d
$925,000
5801 Ocean #204
Ocean Ridge, FL 33435
2 bd2 ba1,529 sqft
Ocean Walk Condo
2 bedroom home for sale at 5510 OCEAN, Ocean Ridge, FL 33435 — $370,000
$370,000
Active
21d
$370,000
5510 OCEAN #207
Ocean Ridge, FL 33435
2 bd2 ba1,000 sqft
Parkdale Manor House Condo
2 bedroom home for sale at 5500 OLD OCEAN, Ocean Ridge, FL 33435 — $738,000
$738,000
Active
48d
$738,000
5500 OLD OCEAN #108
Ocean Ridge, FL 33435
2 bd2 ba1,070 sqft
Ocean Manor Condo
1 bedroom home for sale at 6520 Ocean, Ocean Ridge, FL 33435 — $359,000
$359,000
Active
92d
$359,000
6520 Ocean #30
Ocean Ridge, FL 33435
1 bd1 ba702 sqft
Ocean Park Manor Condo
2 bedroom home for sale at 6880 Ocean, Ocean Ridge, FL 33435 — $3,400,000
$3,400,000
Active
98d
$3,400,000
6880 Ocean #22
Ocean Ridge, FL 33435
2 bd2 ba1,996 sqft
Ocean Maisonettes Inc
1 bedroom home for sale at 5520 Ocean, Ocean Ridge, FL 33435 — $285,000
$285,000
Active
113d
$285,000
5520 Ocean #110
Ocean Ridge, FL 33435
1 bd1.5 ba765 sqft
Paget House Condo
2 bedroom home for sale at 5550 Ocean, Ocean Ridge, FL 33435 — $349,300
$349,300
Active
170d
$349,300
5550 Ocean #107
Ocean Ridge, FL 33435
2 bd2 ba1,000 sqft
St George House Condo
1 bedroom home for sale at 5520 Ocean, Ocean Ridge, FL 33435 — $438,550
$438,550
Active
148d
$438,550
5520 Ocean #111
Ocean Ridge, FL 33435
1 bd1.5 ba765 sqft
Paget House Condo
2 bedroom home for sale at 5540 Ocean, Ocean Ridge, FL 33435 — $449,000
$449,000
Active
533d
$449,000
5540 Ocean #212
Ocean Ridge, FL 33435
2 bd2 ba1,088 sqft
Queens Cove House Condo

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in Ocean Ridge

FHA-Approved Condos in Ocean Ridge, FL

FHA-Approved Condos are a distinct slice of the Ocean Ridge, County market. Condominiums in Ocean Ridge offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in Ocean Ridge FAQ

Are condos in Ocean Ridge FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Ocean Ridge cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Ocean Ridge?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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