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Homestead, FL

FHA-Approved Condos in Homestead

Condos approved for FHA financing in Homestead, Florida. Browse active MLS listings and communities with List & Sell FL.

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Homestead
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Active Listings

162 active listings

3 bedroom home for sale at 3365 14th, Homestead, FL 33033 — $270,000
$270,000
Active
71d
$270,000
3365 14th #104-16
Homestead, FL 33033
3 bd2 ba1,169 sqft
Villas At Carmel Condo No
2 bedroom home for sale at 1650 33rd, Homestead, FL 33033 — $245,000
$245,000
Active
1d
$245,000
1650 33rd #112-10
Homestead, FL 33033
2 bd2.5 ba1,069 sqft
Villas At Carmel Condo No
2 bedroom home for sale at 1080 Franklin, Homestead, FL 33034 — $189,000
$189,000
Active
41d
$189,000
1080 Franklin #1080E
Homestead, FL 33034
2 bd2 ba970 sqft
Lakeshore Condo I
4 bedroom home for sale at 19002 345th, Homestead, FL 33034 — $425,000
$425,000
Active
$425,000
19002 345th
Homestead, FL 33034
4 bd3 ba1,760 sqft
Century Park Square
2 bedroom home for sale at 1200 Liberty, Homestead, FL 33034 — $199,000
$199,000
Active
$199,000
1200 Liberty #1200-F
Homestead, FL 33034
2 bd2 ba970 sqft
Lakeshore Condo #4
3 bedroom home for sale at 373 26th, Homestead, FL 33033 — $260,000
$260,000
Active
$260,000
373 26th #201
Homestead, FL 33033
3 bd2 ba1,194 sqft
Caribbean Isles Villas Co
2 bedroom home for sale at 1250 28, Homestead, FL 33035 — $183,000
$183,000
Active
5d
$183,000
1250 28 #203
Homestead, FL 33035
2 bd2 ba815 sqft
Venetia Gardens Condo
2 bedroom home for sale at 2257 27th, Homestead, FL 33035 — $180,000
$180,000
Active
1d
$180,000
2257 27th #103-E
Homestead, FL 33035
2 bd2 ba1,070 sqft
Keys Gate Condo No Seven
2 bedroom home for sale at 400 18th, Homestead, FL 33033 — $165,000
$165,000
Active
8d
$165,000
400 18th #202
Homestead, FL 33033
2 bd2 ba856 sqft
Sunrise No 2 Condo
2 bedroom home for sale at 2733 3rd, Homestead, FL 33033 — $229,000
$229,000
Active
45d
$229,000
2733 3rd #202
Homestead, FL 33033
2 bd2 ba1,048 sqft
Caribbean Isles Villas Co
2 bedroom home for sale at 2328 23rd, Homestead, FL 33035 — $229,000
$229,000
Active
45d
$229,000
2328 23rd #2328
Homestead, FL 33035
2 bd2.5 ba1,370 sqft
Towngate Condo Nine
2 bedroom home for sale at 2920 12th, Homestead, FL 33035 — $185,000
$185,000
Active
10d
$185,000
2920 12th #203-30
Homestead, FL 33035
2 bd2 ba815 sqft
Venetia Gardens South Con
2 bedroom home for sale at 2741 4th, Homestead, FL 33033 — $229,000
$229,000
Active
$229,000
2741 4th #202
Homestead, FL 33033
2 bd2 ba1,048 sqft
Caribbean Isles Villas Co
3 bedroom home for sale at 142 28th, Homestead, FL 33033 — $299,000
$299,000
Active
$299,000
142 28th #10
Homestead, FL 33033
3 bd3 ba1,365 sqft
Fiji Condo No 1
2 bedroom home for sale at 889 Hamilton, Homestead, FL 33034 — $179,900
$179,900
Active
9d
$179,900
889 Hamilton #889E
Homestead, FL 33034
2 bd2 ba970 sqft
Lakeshore Condo 6
3 bedroom home for sale at 2851 15th, Homestead, FL 33035 — $269,900
$269,900
Active
7d
$269,900
2851 15th #78
Homestead, FL 33035
3 bd2 ba1,302 sqft
Shoma Townhomes At Keysco
4 bedroom home for sale at 2207 23rd, Homestead, FL 33035 — $329,000
$329,000
Active
15d
$329,000
2207 23rd #2207
Homestead, FL 33035
4 bd2.5 ba1,846 sqft
Towngate Condo Nine
2 bedroom home for sale at 14850 Naranja Lakes, Homestead, FL 33032 — $150,000
$150,000
Active
4d
$150,000
14850 Naranja Lakes #B3D
Homestead, FL 33032
2 bd1.5 ba1,075 sqft
Naranja Lakes Condo No 5
3 bedroom home for sale at 2665 4th, Homestead, FL 33033 — $259,000
$259,000
Active
6d
$259,000
2665 4th #204
Homestead, FL 33033
3 bd2 ba1,194 sqft
Caribbean Isles Villas Co
3 bedroom home for sale at 359 27th, Homestead, FL 33033 — $259,000
$259,000
Active
6d
$259,000
359 27th #204
Homestead, FL 33033
3 bd2 ba1,194 sqft
Caribbean Isles Villas Co
2 bedroom home for sale at 14830 NARANJA LAKES, Homestead, FL 33032 — $180,000
$180,000
Active
25d
$180,000
14830 NARANJA LAKES #A3C
Homestead, FL 33032
2 bd1.5 ba1,075 sqft
Naranja Lakes Condo No 5
3 bedroom home for sale at 2818 16th, Homestead, FL 33035 — $259,900
$259,900
Active
8d
$259,900
2818 16th #118
Homestead, FL 33035
3 bd2.5 ba1,302 sqft
Shoma Townhomes At Keysco
2 bedroom home for sale at 3398 9th, Homestead, FL 33033 — $239,900
$239,900
Active
8d
$239,900
3398 9th #102
Homestead, FL 33033
2 bd2 ba920 sqft
Monterey At Malibu Bay Co
2 bedroom home for sale at 940 33rd, Homestead, FL 33033 — $239,900
$239,900
Active
8d
$239,900
940 33rd #102
Homestead, FL 33033
2 bd2 ba920 sqft
Monterey At Malibu Bay Co

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in Homestead

FHA-Approved Condos in Homestead, FL

FHA-Approved Condos are a distinct slice of the Homestead, County market. Condominiums in Homestead offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in Homestead FAQ

Are condos in Homestead FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Homestead cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Homestead?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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