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Homestead, FL

FHA-Approved Condos in Homestead

Condos approved for FHA financing in Homestead, Florida. Browse active MLS listings and communities with List & Sell FL.

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170 active listings

3 bedroom home for sale at 2908 17th, Homestead, FL 33035 — $195,000
$195,000
Active
$195,000
2908 17th #202
Homestead, FL 33035
3 bd2 ba1,182 sqft
Shoma Condo At Keys Cove
2 bedroom home for sale at 1051 Jefferson, Homestead, FL 33034 — $189,900
$189,900
Active
1d
$189,900
1051 Jefferson #1051K
Homestead, FL 33034
2 bd2 ba970 sqft
Lakeshore Condo 8
2 bedroom home for sale at 990 33rd, Homestead, FL 33033 — $240,000
$240,000
Active
1d
$240,000
990 33rd #202
Homestead, FL 33033
2 bd2 ba910 sqft
Monterey At Malibu Bay Co
3 bedroom home for sale at 2903 17th, Homestead, FL 33035 — $229,900
$229,900
Active
$229,900
2903 17th #100
Homestead, FL 33035
3 bd2 ba1,060 sqft
Shoma Condo At Keys Cove
2 bedroom home for sale at 2910 13th, Homestead, FL 33035 — $205,000
$205,000
Active
1d
$205,000
2910 13th #105-44
Homestead, FL 33035
2 bd2 ba822 sqft
Venetia Gardens South Con
3 bedroom home for sale at 1661 29th, Homestead, FL 33035 — $230,000
$230,000
Active
$230,000
1661 29th #200
Homestead, FL 33035
3 bd2 ba1,076 sqft
Shoma Condo At Keys Cove
2 bedroom home for sale at 132 28th, Homestead, FL 33033 — $269,000
$269,000
Active
1d
$269,000
132 28th #7
Homestead, FL 33033
2 bd2.5 ba1,290 sqft
Fiji Condo No 1
2 bedroom home for sale at 1270 26th, Homestead, FL 33035 — $245,000
$245,000
Active
1d
$245,000
1270 26th #205
Homestead, FL 33035
2 bd2 ba815 sqft
Venetia Gardens Condo
2 bedroom home for sale at 2328 23rd, Homestead, FL 33035 — $229,000
$229,000
Active
5d
$229,000
2328 23rd #2328
Homestead, FL 33035
2 bd2.5 ba1,370 sqft
Towngate Condo Nine
2 bedroom home for sale at 2733 3rd, Homestead, FL 33033 — $229,000
$229,000
Active
1d
$229,000
2733 3rd #202
Homestead, FL 33033
2 bd2 ba1,048 sqft
Caribbean Isles Villas Co
2 bedroom home for sale at 3355 13th Cir, Homestead, FL 33033 — $270,000
$270,000
Active
3d
$270,000
3355 13th Cir #105-28
Homestead, FL 33033
2 bd2.5 ba1,069 sqft
Villas At Carmel Condo No
2 bedroom home for sale at 15410 284th, Homestead, FL 33033 — $176,000
$176,000
Active
1d
$176,000
15410 284th #8301
Homestead, FL 33033
2 bd2 ba900 sqft
Vista Trace 8 Condo
3 bedroom home for sale at 1495 33rd, Homestead, FL 33033 — $269,900
$269,900
Active
8d
$269,900
1495 33rd #101
Homestead, FL 33033
3 bd2 ba1,062 sqft
Villas At Carmel Condo No
3 bedroom home for sale at 2819 1st, Homestead, FL 33033 — $329,000
$329,000
Active
1d
$329,000
2819 1st #7
Homestead, FL 33033
3 bd2 ba1,151 sqft
Fiji Condo No 1
3 bedroom home for sale at 1420 33rd, Homestead, FL 33033 — $260,000
$260,000
Active
1d
$260,000
1420 33rd #201-15
Homestead, FL 33033
3 bd2 ba1,062 sqft
Villas At Carmel Condo
3 bedroom home for sale at 2811 17th, Homestead, FL 33035 — $239,800
$239,800
Active
10d
$239,800
2811 17th #110
Homestead, FL 33035
3 bd2.5 ba1,166 sqft
Shoma Condo At Keys Cove
3 bedroom home for sale at 2884 2nd, Homestead, FL 33033 — $259,900
$259,900
Active
$259,900
2884 2nd #27
Homestead, FL 33033
3 bd2 ba1,151 sqft
Fiji Condo No 2
2 bedroom home for sale at 1201 Liberty, Homestead, FL 33034 — $205,000
$205,000
Active
1d
$205,000
1201 Liberty #1201E
Homestead, FL 33034
2 bd1.5 ba863 sqft
Lakeshore Condo 4
3 bedroom home for sale at 3360 14th, Homestead, FL 33033 — $265,000
$265,000
Active
5d
$265,000
3360 14th #210-30
Homestead, FL 33033
3 bd2 ba1,062 sqft
Villas At Carmel Condo No1
3 bedroom home for sale at 230 29th, Homestead, FL 33033 — $269,000
$269,000
Active
$269,000
230 29th #21
Homestead, FL 33033
3 bd2 ba1,151 sqft
Fiji Condo No 2
3 bedroom home for sale at 1240 31st, Homestead, FL 33035 — $238,000
$238,000
Active
11d
$238,000
1240 31st #106-32
Homestead, FL 33035
3 bd2 ba1,099 sqft
Venetia Gardens South Con
3 bedroom home for sale at 2903 17th, Homestead, FL 33035 — $230,000
$230,000
Active
3d
$230,000
2903 17th #206
Homestead, FL 33035
3 bd2 ba1,166 sqft
Shoma Condo At Keys Cove
3 bedroom home for sale at 3365 14th, Homestead, FL 33033 — $270,000
$270,000
Active
13d
$270,000
3365 14th #104-16
Homestead, FL 33033
3 bd2 ba1,169 sqft
Villas At Carmel Condo No
2 bedroom home for sale at 1595 33rd, Homestead, FL 33033 — $270,000
$270,000
Active
$270,000
1595 33rd #112-3
Homestead, FL 33033
2 bd2.5 ba1,069 sqft
Villas At Carmel Condo No

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in Homestead

FHA-Approved Condos in Homestead, FL

FHA-Approved Condos are a distinct slice of the Homestead, County market. Condominiums in Homestead offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in Homestead FAQ

Are condos in Homestead FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Homestead cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Homestead?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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