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Cutler Bay, FL

Luxury Homes in Cutler Bay

High-end luxury homes $1M and above in Cutler Bay, Florida. Browse active MLS listings and communities with List & Sell FL.

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Communities
Cutler Bay
City
1%
Listing Fee
Active Listings

22 active listings

5 bedroom home for sale at 7846 195th, Cutler Bay, FL 33157 — $1,155,000
$1,155,000
Active
$1,155,000
7846 195th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
3 bedroom home for sale at 7914 199th, Cutler Bay, FL 33189 — $1,100,000
$1,100,000
Active
1d
$1,100,000
7914 199th
Cutler Bay, FL 33189
3 bd2 ba3,206 sqft
Saga Bay Sec 1 Pt 9
5 bedroom home for sale at 7876 194th, Cutler Bay, FL 33157 — $1,289,000
$1,289,000
Active
1d
$1,289,000
7876 194th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
5 bedroom home for sale at 7956 195th, Cutler Bay, FL 33157 — $1,250,000
$1,250,000
Active
$1,250,000
7956 195th
Cutler Bay, FL 33157
5 bd4.5 ba3,399 sqft
Cutler Cay
4 bedroom home for sale at 19310 88th, Cutler Bay, FL 33157 — $1,800,000
$1,800,000
Active
$1,800,000
19310 88th
Cutler Bay, FL 33157
4 bd3 ba3,151 sqft
Whispering Pines Ests Sec
5 bedroom home for sale at 7512 187TH, Cutler Bay, FL 33157 — $1,249,999
$1,249,999
Active
4d
$1,249,999
7512 187TH
Cutler Bay, FL 33157
5 bd4.5 ba3,982 sqft
Cutler Cay
5 bedroom home for sale at 18821 74th, Cutler Bay, FL 33157 — $1,175,000
$1,175,000
Active
183d
$1,175,000
18821 74th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
4 bedroom home for sale at 8211 193rd, Cutler Bay, FL 33157 — $1,650,000
$1,650,000
Active
15d
$1,650,000
8211 193rd
Cutler Bay, FL 33157
4 bd3.5 ba0 sqft
Cureblo At Old Cutler
4 bedroom home for sale at 8095 187th, Cutler Bay, FL 33157 — $1,750,000
$1,750,000
Active
26d
$1,750,000
8095 187th
Cutler Bay, FL 33157
4 bd4 ba3,651 sqft
Cutler Country Groves 1st
6 bedroom home for sale at 19529 80th, Cutler Bay, FL 33157 — $1,250,000
$1,250,000
Active
118d
$1,250,000
19529 80th
Cutler Bay, FL 33157
6 bd5 ba4,717 sqft
Cutler Cay
4 bedroom home for sale at 8380 186, Cutler Bay, FL 33157 — $1,089,900
$1,089,900
Active
132d
$1,089,900
8380 186
Cutler Bay, FL 33157
4 bd2 ba2,344 sqft
Omni Estates 3rd Addn
5 bedroom home for sale at 7516 190th, Cutler Bay, FL 33157 — $1,495,000
$1,495,000
Active
42d
$1,495,000
7516 190th
Cutler Bay, FL 33157
5 bd4 ba3,945 sqft
Cutler Cay
5 bedroom home for sale at 7601 187th, Cutler Bay, FL 33157 — $1,100,000
$1,100,000
Active
54d
$1,100,000
7601 187th
Cutler Bay, FL 33157
5 bd4.5 ba3,982 sqft
Cutler Cay
4 bedroom home for sale at 8470 184th, Cutler Bay, FL 33157 — $3,299,000
$3,299,000
Active
68d
$3,299,000
8470 184th
Cutler Bay, FL 33157
4 bd5 ba0 sqft
Whispering Pines Estates
3 bedroom home for sale at 8000 184th, Cutler Bay, FL 33157 — $2,499,000
$2,499,000
Active
86d
$2,499,000
8000 184th
Cutler Bay, FL 33157
3 bd1.5 ba1,709 sqft
Perrine Grant Sub
5 bedroom home for sale at 7504 188th, Cutler Bay, FL 33157 — $1,125,000
$1,125,000
Active
107d
$1,125,000
7504 188th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
5 bedroom home for sale at 19508 79th, Cutler Bay, FL 33157 — $1,225,000
$1,225,000
Active
39d
$1,225,000
19508 79th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
5 bedroom home for sale at 7441 187th, Cutler Bay, FL 33157 — $1,129,000
$1,129,000
Active
155d
$1,129,000
7441 187th
Cutler Bay, FL 33157
5 bd4 ba4,717 sqft
Cutler Cay
6 bedroom home for sale at 18490 83rd, Cutler Bay, FL 33157 — $1,635,000
$1,635,000
Active
67d
$1,635,000
18490 83rd
Cutler Bay, FL 33157
6 bd4 ba3,402 sqft
Omni Estates 2nd Addn
5 bedroom home for sale at 19209 80th, Cutler Bay, FL 33157 — $2,200,000
$2,200,000
Active
152d
$2,200,000
19209 80th
Cutler Bay, FL 33157
5 bd4.5 ba4,894 sqft
Cutler Cay
5 bedroom home for sale at 18555 83rd, Cutler Bay, FL 33157 — $1,349,000
$1,349,000
Active
256d
$1,349,000
18555 83rd
Cutler Bay, FL 33157
5 bd3 ba2,347 sqft
Omni Estates 2nd Addn
6 bedroom home for sale at 8365 185th, Cutler Bay, FL 33157 — $1,140,000
$1,140,000
Active
376d
$1,140,000
8365 185th
Cutler Bay, FL 33157
6 bd4 ba2,153 sqft
Omni Estates 2nd Addn

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About Luxury Homes in Cutler Bay

Luxury Homes in Cutler Bay, FL

Luxury Homes are a distinct slice of the Cutler Bay, County market. Luxury homes in Cutler Bay span waterfront estates, golf and country club residences, and gated enclaves in County. What sets this segment apart is not only price but scarcity: a limited number of homes, prime locations, and finishes that buyers actively compete for. A meaningful share of the best inventory trades quietly, off-market, so the homes on a public search are not always the full picture.

Representation matters at this level. An agent who knows the local market can surface private listings, arrange showings, and guide the due diligence high-value homes require, from surveys and elevation certificates to seawall, dock, and club-membership review. Financing is available even on eight-figure homes through jumbo and portfolio lenders, though many purchases close in cash. Either way, having proof of funds or a lender letter ready keeps you competitive, because the strongest homes draw more than one qualified buyer.

Frequently Asked Questions

Luxury Homes in Cutler Bay FAQ

How much do luxury homes in Cutler Bay cost?+
The luxury segment generally starts around $1M and runs well into the eight figures, depending on location, water or golf frontage, lot, and finish level. Ask us for current active listings and recent closed sales.
Are there off-market luxury homes in Cutler Bay?+
Often, yes. A share of high-end inventory sells privately without ever reaching the public MLS. We track these through the local agent network, so ask what is available beyond the public listings.
Do luxury communities in Cutler Bay require a club membership?+
Many golf and country club communities pair the home purchase with a separate club or equity membership. Terms and fees vary and change over time, so confirm the current structure before you buy.
What are the carrying costs of a luxury home in County?+
Beyond the purchase price, budget for property taxes, homeowners plus often flood and windstorm insurance, and any HOA or club dues. On high-value Florida homes these add up, so factor them into your monthly cost.
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