Florida VA loan requirements. Zero down.
VA loans offer eligible veterans and active-duty military 0% down payment, no PMI, and competitive rates for Florida home purchases. Apply through Mortgage Capital today.
Earned through service. Zero down payment.
The VA home loan benefit is one of the most powerful financial tools available to veterans and active-duty service members. No down payment, no PMI, no loan limits (with full entitlement), and competitive rates that often beat conventional mortgage pricing. In South Florida’s high-cost market, a VA loan can be the difference between owning and renting. Mortgage Capital specializes in VA lending and can get you to closing fast.
Obtain Your Certificate of Eligibility (COE)
Your lender can typically pull your COE directly from VA systems. Or request at VA.gov.
Get Pre-Approved with Mortgage Capital
We specialize in VA lending and can issue a pre-approval letter quickly once we confirm eligibility.
Find Your Florida Home
Work with our VA-experienced agents who know VA appraisal requirements and MPR standards.
Close with $0 Down
No down payment required. Funding fee can be rolled into the loan amount.
Use your VA benefit to buy your Florida home.
You’ve earned it. Mortgage Capital gets you to closing with $0 down. Equal Housing Lender. Not a commitment to lend. All loans subject to credit approval.